Insurance

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  • Mass. governor prepares formal request for federal disaster aid

    PCI SmartBrief
    27 Feb 2015 | 5:30 am
    Federal officials have expressed willingness to help Massachusetts after property damage related to heavy snow, Gov.  -More- 
  • Anchor, others get approval for job loss insurance

    INSURANCE - Yahoo News Search Results
    1 Mar 2015 | 3:14 pm
    The National Insurance Commission has given Anchor Insurance Company Limited and Universal Risk Management and Actuarial Services approval to jointly introduce a new product for workers called Loss of Employment Insurance Scheme. A statement from the firm quoted the Managing Director and Chief Executive Officer, Anchor Insurance, Mr. Ademayowa Adeduro, as saying the product, LoEIS,...  [Read ...
  • Food processing worker safety improving, but injury rates still high

    Business Insurance - Web News
    1 Mar 2015 | 3:00 am
    The worker safety record in the food processing business has long lagged other sectors, but advances in ergonomics and automation are helping close the gap.
  • Professional Liability Insurance (E&O) Placement Tips

    Specialty Insurance Blog
    Specialty Insurance Blog
    24 Feb 2015 | 7:00 am
    Professional liability insurance (E&O, D&O, EPL, Cyber) does not operate quite the same way as other lines of coverage. Part of this is driven by the use of claims-made insurance forms, and part is based on the services, exposures and legal basis for claims. Some tips from Curtis Pearsall on working with professional liability insurance (here): A new application is required every year Underwriters need time Accounts change, exposures change The client should complete and sign the app – it is their representation Ensure the scope of services actually covers everything the client does Review…
  • The price of oil – Are low petrol prices

    HomeApproved Car Insurance Blog
    HomeApproved
    24 Feb 2015 | 1:35 am
    The price of oil – Are low petrol prices here to stay? http://ow.ly/JyTKN http://ow.ly/i/8Ld6GFiled under: HomeApproved
 
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    INSURANCE - Yahoo News Search Results

  • Anchor, others get approval for job loss insurance

    1 Mar 2015 | 3:14 pm
    The National Insurance Commission has given Anchor Insurance Company Limited and Universal Risk Management and Actuarial Services approval to jointly introduce a new product for workers called Loss of Employment Insurance Scheme. A statement from the firm quoted the Managing Director and Chief Executive Officer, Anchor Insurance, Mr. Ademayowa Adeduro, as saying the product, LoEIS,...  [Read ...
  • Insurance sector fears being pulled into 'Cess Pool', wants clarity on sops

    1 Mar 2015 | 3:38 am
    Chennai, March 1 (IANS) Generally satisfied at the budgetary proposals of union Finance Minister Arun Jaitley for 2015-16, insurance industry officials however expressed their fears of being pulled into the "cess pool" of the Swachh Bharat Cess. Experts also told IANS that a clear legal clarity is needed on the proposal to hike the limit for deduction on health insurance premium. Presenting the ...
  • More consumers get health insurance enrollment extensions

    27 Feb 2015 | 2:45 pm
    Maryland is the latest state to give consumers extra time to enroll in health insurance for 2015 and avoid a tax penalty. Maryland Health Connection, the state-run health insurance marketplace, a...
  • Economical Insurance cheers Canada rules paving way for listing, sale

    27 Feb 2015 | 1:50 pm
    Economical Insurance on Friday welcomed rules released by the government of Canada that pave a path for the Canadian property and casualty insurance firm to potentially seek a public listing or a sale. It is a process that many of Canada's largest life insurance firms went through in the 1990s, but until now regulations did not exist for property and casualty insurers to follow that path. In ...
  • Research and Markets: Life Insurance in Denmark - Key Trends and Opportunities 2015-2018

    27 Feb 2015 | 4:39 am
    Research and Markets has announced the addition of the "Life Insurance in Denmark, Key Trends and Opportunitie
 
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    Specialty Insurance Blog

  • Professional Liability Insurance (E&O) Placement Tips

    Specialty Insurance Blog
    24 Feb 2015 | 7:00 am
    Professional liability insurance (E&O, D&O, EPL, Cyber) does not operate quite the same way as other lines of coverage. Part of this is driven by the use of claims-made insurance forms, and part is based on the services, exposures and legal basis for claims. Some tips from Curtis Pearsall on working with professional liability insurance (here): A new application is required every year Underwriters need time Accounts change, exposures change The client should complete and sign the app – it is their representation Ensure the scope of services actually covers everything the client does Review…
  • Cyber Risk Insurance – Update on Bank Account Takeover

    Specialty Insurance Blog
    10 Feb 2015 | 7:00 am
    We continue to hear that the threat to a smaller organization of cyber-attack is real (see prior post), and we have talked about Cyber Risk Insurance as one (essential) method of protection. A bank account takeover attack is just one of these threats, but the consequences to a small business are significant (prior post). One attack we have previously noted is the Choice Escrow attack (see here). Subsequent to the attack, litigation ensued between Choice Escrow and their bank over responsibility for the loss of funds. The litigation went to appeal, where the bank prevailed. Rather than…
  • Buying or Selling An Insurance Agency – Coverage

    Specialty Insurance Blog
    3 Feb 2015 | 8:46 am
    Proper E&O insurance coverage is critical for both the buyer and seller of an insurance agent/broker. And the form of the transaction will have a significant impact on insurance agent/broker E&O insurance needs. Curtis Pearsall points out some of the concerns (here, and our prior post here): Buyer & seller should address the coverage concerns consistently Advise your E&O carrier on what is happening Buy the longest tail option The acquisition of an agency with a different exposure may require a new underwriter Based on our experience, we would add: Do not wait until the last minute One size…
  • Cyber Risk Insurance – for Smaller Firms

    Specialty Insurance Blog
    27 Jan 2015 | 7:00 am
    We have known that Cyber Risk Insurance is for smaller firms (see our prior posts here, here and here), and we have been providing comprehensive and inexpensive Cyber Risk Insurance to all types of smaller firms for quite a while. So it is nice to see confirmation of both the need and the buying trend in the media. In a recent Insurance Journal article, Smaller Firms Showing Interest in Cyber Liability Coverage, there is confirmation that the interest in buying Cyber Risk insurance is continuing to increase. Cyber liability insurance isn’t just for large corporations anymore. Demand for…
  • NARAB II – What Does it Mean?

    Specialty Insurance Blog
    20 Jan 2015 | 7:00 am
    The reauthorization of TRIA is big news (see here), but part of the TRIA bill was NARAB II, an important provision for all insurance agents and brokers. NARAB has been supported by key industry trade groups, such as NAPSLO, for quite a few years, and its passage is a big step in easing the burden and cost of multi-state licensing, particularly for smaller insurance agents and brokers. The objective of NARAB II is to streamline multistate licensing for agents & brokers, including E&S (surplus lines) brokers, by establishing a national clearinghouse for one-stop licensing outside an…
 
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    Work Comp Roundup

  • Washington State L&I Cites BusinessAfter Worker’s Death

    Kori Shafer-Stack
    27 Feb 2015 | 5:30 am
    The death of an employee at one business in the Pacific Northwest has meant significant ramifications for one business owner.   The Department of Labor & Industries (L&I) has cited an Everett company for multiple safety violations related to the death of a worker last July. Nineteen-year-old Bradley Hogue was killed by a rotating auger while working inside the hopper of a bark-blower truck at a Duvall home.   Pacific Topsoils has been cited for two willful and 14 serious violations, with penalties totaling $199,000. The employer has also been identified as a severe violator…
  • ADA and Return-to-Work Best Practices Webinar / Tues Mar 24 @ 11am EDT

    Senior Editor
    26 Feb 2015 | 6:30 am
    On Tues March 24 @ 11am EDT, prepare for a surprise or two as a group of experts discuss how some common practices in workers’ compensation violate both the spirit and the law of the ADA, as amended in 2009.   The webinar will also clarify what employers who want to abide by the spirit as well as the letter of the ADA should be doing.  Injured workers with significant medical restrictions are likely to meet the expanded definition of people with newly-acquired disabilities — whose jobs should be protected.  This free, one-hour webinar will feature Amaxx Risk Solutions’ Rebecca…
  • British Businessman Fined for Safety Failures

    Kori Shafer-Stack
    26 Feb 2015 | 5:30 am
    A Sheffield, Great Britain businessman has been fined after he failed to heed warnings from safety experts to properly guard dangerous machinery.   Peter Herring, who trades as A W Parish in Princess Street, was prosecuted by the Health and Safety Executive (HSE) after an inspector carried out a routine visit to the company in September 2013.   Sheffield Magistrates heard in early January of this year that the inspector noted during the visit that a radial arm drill was unguarded. A telescopic guard was available for the machine but could not be fitted as it was damaged.   HSE…
  • Employer Defenses Against Work Comp Claims Involving Marijuana

    Michael B. Stack
    25 Feb 2015 | 6:30 am
    Trend Favoring The Employer   So far the judicial trend is favoring the employer in defending against injuries and claims involving marijuana use on the job or coming to work under the influence.  Employees terminated or denied employment because of a positive drug test for marijuana have been up held by the courts.   A few of the most noteworthy cases are:                   Montana:  Johnson vs. Columbia Falls Aluminum                 California: Ross vs. Raging Wire                 Michigan: Cassias vs. Wal-Mart…
  • OSHA Renews Safety Alliance with LIA

    Kori Shafer-Stack
    25 Feb 2015 | 5:30 am
    Alliances between groups to keep worker safe is a never-ending retirement to why teamwork is a key component of workplace safety.   The Occupational Safety and Health Administration (OSHA) has renewed an alliance with the Laser Institute of America to help protect workers from exposure to beam and non-beam laser hazards in industrial, construction, medical and research workplaces.   “Workers unprotected from laser exposure can suffer serious eye and skin injuries including permanent blindness and tissue damage,” said Assistant Secretary of Labor for Occupational Safety…
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    Colorado Health Insurance Insider

  • A Tenth Anniversary Health Wonk Review at Health Business Blog

    Louise Norris
    26 Feb 2015 | 9:52 am
    Health Business Blog was one of the sites we used to read even before we started our own blog in 2006 – and we’ve been reading it ever since.  It’s turning ten this weekend (where does the time go?!) and to celebrate, David hosted the Health Wonk Review this week.   There are lots of great […] The post A Tenth Anniversary Health Wonk Review at Health Business Blog appeared first on Colorado Health Insurance Insider - Colorado Health Insurance Insider - No cost assistance, quotes, research and support. Related posts: Health Wonk Review at Health Business Blog Health…
  • 2016 Open Enrollment finalized, plus a special enrollment period in 40 states

    Louise Norris
    20 Feb 2015 | 4:56 pm
    Be ready! The post 2016 Open Enrollment finalized, plus a special enrollment period in 40 states appeared first on Colorado Health Insurance Insider - Colorado Health Insurance Insider - No cost assistance, quotes, research and support. Related posts: 2015 Obamacare Open Enrollment is November 15, 2014 through February 15, 2015 Create a special enrollment period for those who file taxes after February 15 and owe a penalty Open enrollment should continue into the new year – every year
  • Gaming Obamacare isn’t as easy as it sounds

    Louise Norris
    17 Feb 2015 | 5:36 pm
    Yesterday, The Federalist published an article titled Five Easy Ways To Game Obamacare.  It’s an interesting article, but we thought it might be helpful to add detail about some of the problems with the strategies mentioned. Gaming Obamacare may turn out to be more costly and difficult than you imagine. Buy nine, get three free The idea here is that […] The post Gaming Obamacare isn’t as easy as it sounds appeared first on Colorado Health Insurance Insider - Colorado Health Insurance Insider - No cost assistance, quotes, research and support. Related posts: Reference…
  • Create a special enrollment period for those who file taxes after February 15 and owe a penalty

    Louise Norris
    16 Feb 2015 | 4:56 pm
    Open enrollment ended yesterday, but there are widespread extensions in most exchanges through the end of this week or even the end of the month in some states.  Connect for Health Colorado shared a tweet and facebook update Sunday evening, clarifying that for anyone who had begun the enrollment process but didn’t have it finished by […] The post Create a special enrollment period for those who file taxes after February 15 and owe a penalty appeared first on Colorado Health Insurance Insider - Colorado Health Insurance Insider - No cost assistance, quotes, research and support.
  • Take heart – there’s plenty of good stuff in this HWR

    Louise Norris
    13 Feb 2015 | 9:29 am
    Peggy Salvatore hosted the Valentine’s Day edition of the Health Wonk Review, and you don’t want to miss it.  Here are some of my favorites in this week’s HWR: Writing at Health Affairs, Ron Pollack from Families USA demonstrates the ways that the context of the ACA clearly makes subsidies available in every state.  SCOTUS is […] The post Take heart – there’s plenty of good stuff in this HWR appeared first on Colorado Health Insurance Insider - Colorado Health Insurance Insider - No cost assistance, quotes, research and support. Related posts: Colorado…
 
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    Home Insurance Blog

  • Taking the Plunge: Risk vs. Reward

    Arthur Murray
    27 Feb 2015 | 7:50 am
    To our readers: This is the winning essay in the HomeInsurance.com scholarship competition. It was submitted by Cynthia Lam, a senior at Washington and Lee University in Lexington, Va. We are proud to award her a $1,000 scholarship. “Jump!” “You can do it!” “Remember… you only live once!” I stared down at the murky lake water, where I was about to spend the next half-hour submerged in its depths. I adjusted my scuba gear and gulped. I am not exactly what you would call a ‘daredevil.’ Like many people, I have a healthy fear of spiders, rejection, extreme heights, and…
  • Happy Valentine’s Day from HomeInsurance.com!

    Shannon Ireland
    14 Feb 2015 | 3:04 am
    Children are getting sugared up on candy hearts; flower shops are finishing the orders they didn’t deliver yesterday, and restaurants are nearly completely booked with reservations for couples on this special night. You guessed it. Valentine’s Day is here and declarations of love are all around us. Many people are making significant life choices on Valentine’s Day, and we know it sounds weird, but you should keep your insurance policies in mind on this special holiday. Here’s why: Having a romantic, candlelit dinner Dinner by candlelight – one of the most underrated gestures out…
  • Insure Your Valentine’s Day Gems

    Samantha Alexander
    13 Feb 2015 | 6:52 am
    Valentine’s Day is almost here, and if you’ve been struck by cupid’s arrow, then you’re probably planning to go all out this Feb. 14. We’re talking flowers, chocolate, balloons, a candlelit dinner – the whole shebang.  But while conversation hearts and teddy bears are solid V-Day standbys, nothing says ‘I love you’ quite like a stunning piece of jewelry. While jewelry can make quite a romantic statement, it’s also a big investment. Whether its diamond earrings or a diamond engagement ring, all that sparkle comes at a price. According to TheKnot.com, the average…
  • When Heavy Snow is a Threat to Your Roof

    Samantha Alexander
    12 Feb 2015 | 7:59 am
    Winter storms have taken their toll on the Northeast over the past couple of weeks, particularly in places like Massachusetts. The city of Boston and other parts of eastern MA have been blanketed in roughly 6 feet of snow over the past 17 days. And now all that snow is causing major issues. Heavy snow accumulations have built up leading to roof collapses for homes and businesses across the state. In fact, local officials are warning property owners to remove snow from roofs if it’s safe to do so, according to Boston news outlet WCVP5.com. What’s worse is that over the next few days, the…
  • Ask an Agent – the Videos

    Arthur Murray
    4 Feb 2015 | 6:56 am
    Late last year, we launched our Ask an Agent feature, in which Mike Pesackis, a licensed insurance agent who is HomeInsurance.com’s director of carrier operations, addressed in a post a question about what new landlords should consider when insuring a home. We’ve expanded the feature to include videos of Mike answering questions about home insurance and related issues. Among the questions: “How Can I Save on Home Insurance?” and “Why is My Replacement Cost So High?” Click here to find other Ask an Agent videos. We think you’ll enjoy – and learn from…
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    Insurance Law Hawaii

  • Anti-Concurrent, Anti-Sequential Causation Clause Precludes Coverage

    Tred Eyerly
    25 Feb 2015 | 2:01 am
       Where the building was damaged by both a covered cause and a non-covered cause, the policy's anti-concurrent/anti-sequential causation clause barred coverage for a collapsed building. Ashrit Realty LLC v. Tower Nat'l Ins. Co., 2015 N.J. Super. Unpub. LEXIS 107 (N.J. Super. Ct. App. Div. Jan. 20, 2015).    The property sustained moderate damage during a storm on August 14, 2011. More extensive damage was caused by Hurricane Irene two weeks later. After the hurricane, a large hole formed due to the collapse of a pipe which ran underneath the property. Once the pipe collapsed,…
  • Sanctions Issued for Frivolous Hurricane Sandy Complaint Filed Against Insurer

    Tred Eyerly
    23 Feb 2015 | 2:01 am
       The federal district court for the district of New Jersey cracked down on a Texas law firm that filed 250 Hurricane Sandy related cases against insurers without adequate investigation. Lighthouse Point Marina & Yacht Club, LLC v. Int'l Marine Underwriters, 2015 U.S. Dist. LEXIS 6430 (D. N.J. Jan. 20, 2015).     The Texas firm filed more that 250 actions in New Jersey courts against insurers to recover for alleged property damage caused by Hurricane Sandy. The original complaints were nearly identical with the same typos. The complaint in this case alleged that the insurer…
  • Property Damage to Non-Defective Work Is Covered

    Tred Eyerly
    18 Feb 2015 | 2:01 am
       The New Hampshire Supreme Court found some of the property damage evolving from the insured's portion of the work was covered under its liability policy. Cogswell Farm Condo. Ass'n v. Tower Group, Inc., 2015 N.H. LEXIS 3 (N.H. Jan. 13, 2015).     Lemery Building Company, Inc. constructed and developed 24 residential condominium units. After units were sold, the Cogswell Farm Condominium Association sued Lemery, asserting that the "weather barrier" components of the units were defectively constructed and resulted in damage to the units due to water leaks. Cogswell…
  • Negligence Claim Not Barred by Gist of the Action Doctrine

    Tred Eyerly
    11 Feb 2015 | 2:01 am
       The Pennsylvania Supreme Court held that the insureds' negligence claim survived because it was not based upon breach of a duty created by the policy, but upon the alleged breach of a duty imposed by tort law. Bruno v. Erie Ins. Co,, 2014 Pa. LEXIS 3319 (Dec. 15, 2014).    After purchasing their home, the insureds obtained a homeowner's policy from Erie. A separate endorsement covered loss to the property caused by "fungi," which was included as any form of mold. The endorsement obligated Erie to pay up to $5,000 for loss caused by mold. The policy required Erie to…
  • Commercial Property Policy Construed as Blanket, not Scheduled, Policy

    Tred Eyerly
    9 Feb 2015 | 2:01 am
       Disagreeing with the excess carrier's interpretation of the primary policy, the court determined the commercial property policy was a blanket policy, thereby invoking additional excess coverage. Landmark Am. Ins. Co. v. Pin-Pon Corp., 2015 Fla. App. LEXIS 189 (Fla. Ct. App. Jan. 7, 2015).    The insured purchased a hotel. Renovations were planned to improve the hotel while it remained open. In September 2004, however, Hurricane Frances and Hurricane Jeanne caused damage to the hotel before any renovations had commenced.    The insured had a primary commercial property policy…
 
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    WordPress Tag: Auto Insurance

  • Hybrid Car Insurance is More Than Just Free Insurance Quotes

    shizukofrot
    5 Feb 2015 | 12:11 pm
    If you live on the west coast and they are looking for California automobile insurance, there are lots of methods of doing this. The most common and popular means of finding vehicle insurance these days is actually the usage of the net. People all across the world are actually by using this simple and easy , fast method because it is very useful to them. Car owners upgrade and customize their cars for aesthetic reason. Los Angeles, California is home to many upgraded and customized cars. Upgrading a car is similar to a good investment however it is a pricey one, which explains why many car…
  • The Right Auto Insurance For You

    sudohe
    5 Feb 2015 | 11:32 am
    Shopping for California automobile insurance on a tight budget truly does not have to be everything that difficult. Online price comparison sites ensure you get the top rated coverage for that amount that you are able to cover, with little hassle no extra fees to talk of. Keeping the price to a minimum however, requires you to be diligent using some other locations. Taking several extra steps to boost your profile can garner you savings now plus the future. In California there are specific minimum requirements inside your car insurance policy which need to become fulfilled and is usually…
  • Four Cities in California That Are Unique in Their Own Ways

    insurance1u2b
    5 Feb 2015 | 8:39 am
    Each state has requirements for insurance that best meets the needs of their drivers. One such example is California auto insurance laws that mandate coverage be carried that protects you bodily injury and vehicle damage for all drivers of a vehicle whether licensed or using a permit. This is because accidents are unpredictable, life-altering events that can leave many financially destitute in the event the right amount of coverage will not be purchased. When you compare insurance rates, it will be possible to understand what type it is possible to choose despite your financial state. Student…
  • Heavy Heart!

    emorgan28
    5 Feb 2015 | 6:27 am
    As I am writing this I think of the two families locally that have had a major loss in the past two weeks. The two families have lost loved ones and material items to house fires. I can’t even begin to imagine what they are going through. I would like to help. I can’t do anything personally for the families except pray for peace and comfort. I can however help them by bringing something to your attention. What if this were you? What if you are faced with this same situation tomorrow? Can you afford to pay for 4 funerals at once and take care of your surviving family members while…
  • Checking Out The Reasons You Should Need Insurance

    seanbakv
    5 Feb 2015 | 3:47 am
    Californians love their cars and perform large amount of driving. Yet in spite of the variety of vehicles on the highway, the fatality rate from traffic crashes is substantially lower than the national fatality rate. This is nice thing about it for everyone traveling by car in California. However, insuring a car on this state remains to be costly. Let’s take an instant examine road safety in California and speak about the most effective ways to pay less for car insurance. Many of us can’t afford to pay for insurance but having insurance plans are a state law in California. What…
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  • Norville's hubby thought she had gone 'crazy'

    1 Mar 2015 | 3:40 pm
    Norville's hubby thought she had gone 'crazy' Getty Deborah has made history after 20 years as an anchor, and she admits that some of her stories were pretty out there. Private moment she let us seeTake a look 70-year-old love letter found 'Art display' offends residents
  • Magic medicine cabinet staple is incredibly handy

    1 Mar 2015 | 3:40 pm
    Magic medicine cabinet staple is incredibly handyGettyOne household staple can remove stubborn sweat stains on your clothes, remove bacteria on your toothbrush and wipe away mold. Do-it-all item saving you moneyMore tips and tricksCredit unions giving you benefitsPlan for a financial emergency
  • Stalemate may doom Homeland Security funding

    1 Mar 2015 | 3:40 pm
    Stalemate may doom Homeland Security fundingAPWith a partial shutdown of the department a possibility come week's end, Speaker John Boehner made new demands on Sunday. Next move for Republicans More newsWalker alters immigration stanceNorth Korea threatens new war
  • Moore's first big role may come as a surprise

    1 Mar 2015 | 3:40 pm
    Moore's first big role may come as a surpriseGettyBefore becoming an Oscar winner, Moore played two characters on one show in the '80s.Genre where many big stars got their startMore from Mom.meAshlee Simpson's style changesBest dressed 2015 Oscar moms
  • Brutal round of snow to strike Boston again

    1 Mar 2015 | 3:40 pm
    Brutal round of snow to strike Boston againGettyWith at least 102 inches of snowfall so far, Bean Town is close to breaking a 20-year-old record with another storm on the way this week.Other areas under blizzard warningsMore to considerAlarming stats on arctic meltingNYC saves 800 lives a year
 
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  • Norville's hubby thought she had gone 'crazy'

    1 Mar 2015 | 3:40 pm
    Norville's hubby thought she had gone 'crazy' Getty Deborah has made history after 20 years as an anchor, and she admits that some of her stories were pretty out there. Private moment she let us seeTake a look 70-year-old love letter found 'Art display' offends residents
  • Magic medicine cabinet staple is incredibly handy

    1 Mar 2015 | 3:40 pm
    Magic medicine cabinet staple is incredibly handyGettyOne household staple can remove stubborn sweat stains on your clothes, remove bacteria on your toothbrush and wipe away mold. Do-it-all item saving you moneyMore tips and tricksCredit unions giving you benefitsPlan for a financial emergency
  • Stalemate may doom Homeland Security funding

    1 Mar 2015 | 3:40 pm
    Stalemate may doom Homeland Security fundingAPWith a partial shutdown of the department a possibility come week's end, Speaker John Boehner made new demands on Sunday. Next move for Republicans More newsWalker alters immigration stanceNorth Korea threatens new war
  • Moore's first big role may come as a surprise

    1 Mar 2015 | 3:40 pm
    Moore's first big role may come as a surpriseGettyBefore becoming an Oscar winner, Moore played two characters on one show in the '80s.Genre where many big stars got their startMore from Mom.meAshlee Simpson's style changesBest dressed 2015 Oscar moms
  • Brutal round of snow to strike Boston again

    1 Mar 2015 | 3:40 pm
    Brutal round of snow to strike Boston againGettyWith at least 102 inches of snowfall so far, Bean Town is close to breaking a 20-year-old record with another storm on the way this week.Other areas under blizzard warningsMore to considerAlarming stats on arctic meltingNYC saves 800 lives a year
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  • Norville's hubby thought she had gone 'crazy'

    1 Mar 2015 | 3:40 pm
    Norville's hubby thought she had gone 'crazy' Getty Deborah has made history after 20 years as an anchor, and she admits that some of her stories were pretty out there. Private moment she let us seeTake a look 70-year-old love letter found 'Art display' offends residents
  • Magic medicine cabinet staple is incredibly handy

    1 Mar 2015 | 3:40 pm
    Magic medicine cabinet staple is incredibly handyGettyOne household staple can remove stubborn sweat stains on your clothes, remove bacteria on your toothbrush and wipe away mold. Do-it-all item saving you moneyMore tips and tricksCredit unions giving you benefitsPlan for a financial emergency
  • Stalemate may doom Homeland Security funding

    1 Mar 2015 | 3:40 pm
    Stalemate may doom Homeland Security fundingAPWith a partial shutdown of the department a possibility come week's end, Speaker John Boehner made new demands on Sunday. Next move for Republicans More newsWalker alters immigration stanceNorth Korea threatens new war
  • Moore's first big role may come as a surprise

    1 Mar 2015 | 3:40 pm
    Moore's first big role may come as a surpriseGettyBefore becoming an Oscar winner, Moore played two characters on one show in the '80s.Genre where many big stars got their startMore from Mom.meAshlee Simpson's style changesBest dressed 2015 Oscar moms
  • Brutal round of snow to strike Boston again

    1 Mar 2015 | 3:40 pm
    Brutal round of snow to strike Boston againGettyWith at least 102 inches of snowfall so far, Bean Town is close to breaking a 20-year-old record with another storm on the way this week.Other areas under blizzard warningsMore to considerAlarming stats on arctic meltingNYC saves 800 lives a year
  • add this feed to my.Alltop

  • Norville's hubby thought she had gone 'crazy'

    1 Mar 2015 | 3:40 pm
    Norville's hubby thought she had gone 'crazy' Getty Deborah has made history after 20 years as an anchor, and she admits that some of her stories were pretty out there. Private moment she let us seeTake a look 70-year-old love letter found 'Art display' offends residents
  • Magic medicine cabinet staple is incredibly handy

    1 Mar 2015 | 3:40 pm
    Magic medicine cabinet staple is incredibly handyGettyOne household staple can remove stubborn sweat stains on your clothes, remove bacteria on your toothbrush and wipe away mold. Do-it-all item saving you moneyMore tips and tricksCredit unions giving you benefitsPlan for a financial emergency
  • Stalemate may doom Homeland Security funding

    1 Mar 2015 | 3:40 pm
    Stalemate may doom Homeland Security fundingAPWith a partial shutdown of the department a possibility come week's end, Speaker John Boehner made new demands on Sunday. Next move for Republicans More newsWalker alters immigration stanceNorth Korea threatens new war
  • Moore's first big role may come as a surprise

    1 Mar 2015 | 3:40 pm
    Moore's first big role may come as a surpriseGettyBefore becoming an Oscar winner, Moore played two characters on one show in the '80s.Genre where many big stars got their startMore from Mom.meAshlee Simpson's style changesBest dressed 2015 Oscar moms
  • Brutal round of snow to strike Boston again

    1 Mar 2015 | 3:40 pm
    Brutal round of snow to strike Boston againGettyWith at least 102 inches of snowfall so far, Bean Town is close to breaking a 20-year-old record with another storm on the way this week.Other areas under blizzard warningsMore to considerAlarming stats on arctic meltingNYC saves 800 lives a year
 
  • add this feed to my.Alltop

  • Norville's hubby thought she had gone 'crazy'

    1 Mar 2015 | 3:40 pm
    Norville's hubby thought she had gone 'crazy' Getty Deborah has made history after 20 years as an anchor, and she admits that some of her stories were pretty out there. Private moment she let us seeTake a look 70-year-old love letter found 'Art display' offends residents
  • Magic medicine cabinet staple is incredibly handy

    1 Mar 2015 | 3:40 pm
    Magic medicine cabinet staple is incredibly handyGettyOne household staple can remove stubborn sweat stains on your clothes, remove bacteria on your toothbrush and wipe away mold. Do-it-all item saving you moneyMore tips and tricksCredit unions giving you benefitsPlan for a financial emergency
  • Stalemate may doom Homeland Security funding

    1 Mar 2015 | 3:40 pm
    Stalemate may doom Homeland Security fundingAPWith a partial shutdown of the department a possibility come week's end, Speaker John Boehner made new demands on Sunday. Next move for Republicans More newsWalker alters immigration stanceNorth Korea threatens new war
  • Moore's first big role may come as a surprise

    1 Mar 2015 | 3:40 pm
    Moore's first big role may come as a surpriseGettyBefore becoming an Oscar winner, Moore played two characters on one show in the '80s.Genre where many big stars got their startMore from Mom.meAshlee Simpson's style changesBest dressed 2015 Oscar moms
  • Brutal round of snow to strike Boston again

    1 Mar 2015 | 3:40 pm
    Brutal round of snow to strike Boston againGettyWith at least 102 inches of snowfall so far, Bean Town is close to breaking a 20-year-old record with another storm on the way this week.Other areas under blizzard warningsMore to considerAlarming stats on arctic meltingNYC saves 800 lives a year
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    Artemis.bm - The Catastrophe Bond, Insurance Linked Securities & Investment, Reinsurance Capital, Alternative Risk Transfer and Weather Risk Management Blog

  • SS&C to help re/insurers manage higher risk investment strategies

    Artemis
    27 Feb 2015 | 8:04 am
    One of the trends we’ve been writing about over the last year or two is the increasing tendency for insurance and reinsurance firms to look to add a little additional risk, or juice, to their investment portfolio returns. In a low-yield world, where central bank interest rates hover around 0% and in some cases have fallen to negative rates, it’s hard for insurers to make much of a return on their asset portfolios at all. Insurers and reinsurers typically invest their premium income, or the float, in assets that are duration matched with the anticipated timing of claims and…
  • Platinum shareholders approve RenaissanceRe acquisition

    Artemis
    27 Feb 2015 | 5:53 am
    The shareholders of Platinum Underwriters Holdings Ltd. have “overwhelmingly approved” the takeover of the reinsurance firm, by other Bermudian reinsurance specialists and third-party reinsurance capital manager RenaissanceRe Holdings. RenRe received regulatory approval for its proposed acquisition of Platinum a couple of weeks ago and the approval of the shareholders was the final stepping stone in the process. “I’d like to thank our shareholders for their support of this transaction, which we believe will deliver them significant value as well as benefit our clients…
  • U.S. winter storm insured losses set to rise: Aon. What about cat bonds?

    Artemis
    27 Feb 2015 | 5:38 am
    Insurance and reinsurance broker Aon’s catastrophe risk modelling unit Impact Forecasting said that insured losses from the recent U.S. winter storms should be expected to be above average, however it is too early to provide any certainty on the impact to reinsurance programmes or even cat bonds. In its latest weekly catastrophe update report Impact Forecasting notes that the U.S. typically averages around $3.1 billion of economic losses due to winter weather each year, with around an average $1.8 billion being covered by insurance. The chart below gives an idea of how U.S. winter storm…
  • AXA owned Architas ups allocation to CATCo retro reinsurance fund

    Artemis
    27 Feb 2015 | 1:40 am
    Architas, a specialist investment manager focused on multi-manager solutions for clients and part of the AXA Group, has increased its allocation to the London stock exchange listed CATCo Reinsurance Opportunities Fund Ltd. Displaying an increasing appetite for access to the retrocessional reinsurance fund, which is managed by Bermuda based CATCo Investment Management, Architas lifted its allocation to the fund over the 5% reporting threshold on the 13th February. Architas operates a number of multi-manager strategies, ranging from blended and passive strategies, to offerings which focus on…
  • Third Point Re slips on investment returns, cat fund still contributes

    Artemis
    27 Feb 2015 | 12:15 am
    Bermuda-located hedge fund strategy reinsurance firm Third Point Re slipped to a loss on lower investment returns in Q4. However, key indicators show ongoing improvement in underwriting returns and even the soon-to-close ILS fund contributed positively again. Property and casualty reinsurer Third Point Reinsurance Ltd., backed by hedge fund Third Point LLC and its fund manager Dan Loeb’s, follows a total return strategy. This involves underwriting lower-volatility business often at higher combined ratios, while the assets are invested by the hedge fund seeking to boost performance, while…
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    GCCapitalIdeas.com

  • Week’s Top Stories: February 21 — 27, 2015

    GC Editor
    27 Feb 2015 | 4:00 am
    2014 Insured Losses Hit Lowest Level in Five Years: Guy Carpenter today released its annual Global Catastrophe Review, which reports that insured losses in 2014 were at the lowest level seen since... Continue reading...
  • Cat Bonds: 2015 Trends

    GC Editor
    25 Feb 2015 | 9:00 pm
    Pricing levels for first quarter 2015 deals will be influenced by the number of bonds maturing during the period. January alone will see USD2.3 billion of principal returned to investors as ten... Continue reading...
  • CFTC Provides Conditional Relief to Certain ILS/Cat Bond Issuers

    GC Editor
    24 Feb 2015 | 9:00 pm
    On December 18, 2014 the U.S. Commodity Futures Trading Commission (CFTC) provided conditional relief to certain insurance-linked securities (ILS)/cat bond issuers from having to register as... Continue reading...
  • 2014 Insured Losses Hit Lowest Level in Five Years

    GC Editor
    24 Feb 2015 | 7:45 pm
    Guy Carpenter today released its annual Global Catastrophe Review, which reports that insured losses in 2014 were at the lowest level seen since 2009. According to the report, significant insured... Continue reading...
  • Growth of Private Cat Bond Placements in 2014

    GC Editor
    23 Feb 2015 | 9:00 pm
    In addition to 144A transactions, the fourth quarter was an active one for the private cat bond market (Regulation D, Regulation S and Rule (4(2)) securities offerings). The terms and conditions of... Continue reading...
 
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    Free Insurance Magazines and Downloads from alltop.tradepub.com

  • New Frontiers in Managing Agents and Compensation

    6 Feb 2015 | 12:00 am
    This interactive eBook, features a panel of industry veterans, explores the benefits available to firms that take advantage of analytics technology available today.Request Free!
  • A Quickstart Guide: eSignatures for Insurance

    26 Jan 2015 | 12:00 am
    The Insurance industry will be transformed by technology over the next few years and those who adapt will capture the lion's share of business. Don't get left behind. This guide will show you how to use eSignatures to significantly improve your business. Download eSignatures for Insurance: A Quickstart Guide today and learn:What key features you need to be successful as you adopt eSignatures.The 7 reasons to adopt eSignatures now.How to add professional touches like branding, a logo, taglineThe difference between an Electronic Signature and a Digital Signature.What makes an eSignature…
  • Retirement Advisor

    1 Jan 2015 | 12:20 am
    Retirement Advisor is at the intersection where insurance and investments meet, and it's a place where many of today's most successful advisors are taking their practices. Since 2008, it has been an emphasis in our editorial mission to focus on and champion dual-licensed advisors.Request Free!
  • The Roadmap to Modernizing Your Insurance Agency

    18 Dec 2014 | 12:00 am
    Insurance agencies are competing in a world that is constantly evolving at an ever increasing pace. What was standard yesterday is outdated today. Agents and brokers that adapt in this world of constant change will do more than survive, they’ll thrive.Our new eBook will equip you with the information you need to be one of those successful insurance agencies.Download The Roadmap to Modernizing Your Insurance Agency today and learn:How to plan for extraordinary growthHow to transform marketing successStrategies to develop a plan and toolkit that makes remote work…
  • How to Streamline Your Practice with Medical Management Software

    18 Jul 2014 | 12:00 am
    The right package can help you create less work for your staff. It can also increase patient satisfaction. Practice management systems typically include useful features such as: Billing process manager Appointment scheduler Patient demographics capture Patient pre-registration Insurance eligibility check Insurance payer database Reports generation Practices that implement this technology typically see that it results in much more efficient billing, increased staff productivity, reduced operating costs and improved overall practice management. This guide is designed to assist medical practice…
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    InsureBlog

  • Rationing the MVNHS©

    27 Feb 2015 | 6:49 am
    In response to yesterday's post on the apparent death-spiral of the Much Vaunted National Health System©, frequent (and valued) commenter John Fembup observed that this is not really news; in fact, Dr David Owens (former chief of the Service) noted the likely future 40 years ago:"The National Health Service is a rationed service. There will never be a government or a country that has enough resources to meet all the demands any nation will make on a national health service."That quote, by the way, comes from a report of the annual meeting of the National Academy of Sciences in DC in 1976.It…
  • MVNHS© Circling the Drain?

    26 Feb 2015 | 10:30 am
    While prognosticators opine breathlessly on the potential Halbig/King/Burwell fallout, it may be instructive to cast our eyes eastward to see how Britain's Much Vaunted National Health System© is faring:"NHS may be forced to abandon free healthcare for all, says Britain's top doctor"Wait, what?That can't be good.Surely he's overstating the case, right?Not so much:"If the NHS continues to function as it does now, it’s going to really struggle to cope because the model of delivery and service that we have at the moment is not fit for the future."Turns out, if something's "free" it's likely…
  • Health Wonk Review: Decade edition

    26 Feb 2015 | 6:40 am
    The venerable Health Wonk Review celebrates its 10th anniversary, and I can think of no one more fitting to present it than David Williams. His own blog also turns 10 this weekend (we beat him by a month), so he's a natural to host this very special 'Review.Original content copyright © InsureBlog
  • Gruberized

    25 Feb 2015 | 7:18 pm
    This just in ........Massachusetts' governor has fired Obamacare architect Jonathan Gruber from a board that oversees the state's health insurance exchange, a source confirmed to the Washington Examiner.Gruber ignited a controversy last December when a series of videos surfaced where the Massachusetts Institute of Technology professor discussed the “stupidity of the American voter” was vital to passing the 2010 Affordable Care Act. - Washington ExaminerI guess he feels really stupid now.Original content copyright © InsureBlog
  • Biting the Hand .......

    25 Feb 2015 | 3:08 pm
    In a recent campaign speech to participants of the Council on Aging the Arrogant One let his feelings be known with regard to financial planners.President Obama made only one reference to any insurance-related product today at an AARP event in Washington. He thanked AARP for helping the White House organize the aging conference, and then used the rest of the appearance to blast financial advisors who "receive backdoor payments or hidden fees for steering people into bad retirement investments that have high fees and low returns." - Life Health ProEither El Presidente is unaware that AARP…
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    Workers Comp Insider

  • Health Wonk Review & a roundup of other noteworthy news

    Julie Ferguson
    27 Feb 2015 | 4:55 am
    David Williams has posted Health Wonk Review: Happy 10th anniversary edition at Health Business Blog. There's a great crop of articles - plus, kudos to David, he is celebrating his 10-year blogging anniversary. If you're interested in the business of health, his blog should be on your short list. He covers everything from medical devices and pharma to health care...
  • WCRI, Inside Baseball in California, Patient Records in New Jersey and Who's Managing What Care

    Tom Lynch
    26 Feb 2015 | 6:21 am
    The WCRI Annual Issues and Research Conference gets underway a week from today in Boston. The conference and Lynch Ryan are each in their 31st year, but, truth to tell, the first WCRI conference could have been held in a telephone booth (not The Tardis). We wrote about this conference a couple of weeks ago, so no need to cover...
  • Peter Rousmaniere's Seismic Shifts in Workers' Comp: A Thought-Provoking Call To Arms

    Tom Lynch
    23 Feb 2015 | 1:44 pm
    In the mid-1980s, workers' compensation underwent a management revolution. Until then, employers bought insurance policies, and when injuries occurred passed the baton to their carriers. Then they went back to making widgets trusting that the carriers would take care of everything. That didn't work out so well, and costs took a rocket ride to the moon. Across America, employers looked...
  • Valentine's Edition of Health Wonk Review

    Julie Ferguson
    13 Feb 2015 | 6:46 am
    Peggy Salvatore hosts an excellent Valentine's Edition of Health Wonk Review at Health System Ed Blog. Peggy describes it as being "For Health Policy Lovers Everywhere." Controversies over the Affordable Care Act, more familiarly known as Obamacare, continue to be a key theme in entries, but there are many other topics: the Anthem data breach, pharmaceuticals and medical ethics to...
  • The WCRI Annual Conference: May The Weather Gods Cooperate

    Tom Lynch
    12 Feb 2015 | 1:12 pm
    As Bostonians try to dig out from the most snow ever recorded in a 30-day period in Boston, we look forward to the WCRI's upcoming Annual Conference at the Westin Copley Place Hotel on Thursday and Friday, March 5th and 6th. More about the snow a little later, but first the conference. This year, the conference theme's title is Resilience...
 
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    Managed Care Matters

  • It’s March! well, almost…

    Joe Paduda
    27 Feb 2015 | 4:35 am
    Here’s the quick update on goings-on this week. First, Helios has an excellent synopsis of rules, regs, and laws affecting many aspects of workers’ comp medical management here.  Get it, save it, and you’ll find it’s a great reference. Kudos to David Williams!  His Health Business Blog has its tenth anniversary this week; he celebrates by hosting a most excellent Health Wonk Review.  Posts on hypocrisy and executive compensation at a Catholic Health Network, convoluted and mostly losing efforts to avoid the PPACA mandate, hospitals’ patient experience ratings…
  • The work comp PBM industry’s evolution continues

    Joe Paduda
    26 Feb 2015 | 5:26 am
    The news that Catamaran has acquired PBM, bill review, and network company Healthcare Solutions is yet more evidence that the workers’ comp services market is mature and evolving.  Nowhere is this more evident than the WC PBM industry where there are now six major PBMs, down from ten just five years ago. This is partly due to the change in definition of “major”; as industries consolidate the size of the companies increases as scale and buying power become critical to success. As a colleague pointed out, this transaction doesn’t consolidate the industry per…
  • King V Burwell and the Supremes’ view of “standing”

    Joe Paduda
    24 Feb 2015 | 5:58 am
    “Federal courts are courts of limited jurisdiction,” the acting United States solicitor general explained to the Supreme Court in a 1990 argument. “The presumption is that they are without jurisdiction, and the plaintiff must affirmatively prove that he has standing to invoke the power of the court.” That’s a quote from Supreme Court Chief Justice John Roberts – given that Roberts and his fellow Justices will be ruling on the suit that seeks to disallow subsidies for policies obtained via the Federal health exchange, it has special meaning. The suit, funded by the…
  • Friday update

    Joe Paduda
    20 Feb 2015 | 8:00 am
    There’s a lot going on these days; several major private equity transactions in the works with one on the cusp of closure (and no I can’t name the companies), ARAWC is a new group led by Sedgwick’s Chris Mandel in an effort to expand employers’ ability to opt out of workers’ comp.  Currently Texas and Oklahoma are the only states that allow employers to not carry workers’ comp; there is a bill in Tennessee that would make the Volunteer State the third. Smart move on the part of the giant TPA; expands the brand, positions S as a player in the new niche,…
  • The good ones

    Joe Paduda
    19 Feb 2015 | 2:20 am
    There are plenty of bad actors in the workers’ compensation industry – there are also lots of people – many unrecognized – who do the right thing day in and day out.  Some do so behind the scenes, others are right out there in front.  In my 25+ years in the business I’ve met – and watched – many of these women and men, and come to respect and admire them for their tireless commitment to making the work comp world better. A few weeks ago I posted about the passing of Anne Searcy, M.D., noting “Her passing reminds us all that there are many…
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    Insurance Industry Blog

  • Covering All Manner of Celebrity Falls

    Claire
    27 Feb 2015 | 6:40 am
    As a longtime Madonna fan and as a parent of two young cape-wearing superheroes, I was concerned to read of the 56-year-old star’s fall on stage – view here – during the closing performance at the UK’s Brit Awards earlier this week. The Queen of Pop apparently suffered whiplash in the incident as she was dragged backwards when the tightly tied Armani cape she was wearing wouldn’t come undone. Madonna managed to go on with the show, but it’s good to know that if she hadn’t there’s insurance for that. From providing appearance/event cancellation coverage, to insuring celebrity…
  • Annual Workers Comp Conference Beckons

    Claire
    25 Feb 2015 | 5:08 am
    Next week Jim Lynch will be in Boston for the annual conference of an I.I.I. subscriber, the Workers Compensation Research Institute (WCRI). Here’s his preview: WCRI is known for its painstakingly objective analyses of workers comp trends in more than a dozen large states. Lately mainstream media have noticed WCRI, particularly this New York Times article, in which researchers found that when the prices of common dosages for back pain were capped, California doctors switched to dosages whose prices were not capped. This allowed them to charge about five times more per pill. Physicians…
  • Homeowners Claims: A Picture of Volatility

    Claire
    23 Feb 2015 | 6:47 am
    The cost of claims paid by homeowners insurers has been increasing at twice the rate of inflation, despite significant declines in recent years, according to the 2015 edition of a report from the Insurance Research Council (IRC). Average homeowners claims payments per insured home have been increasing at an annualized rate of 5.0 percent since 1997, the IRC said, compared to the inflation average of approximately 2.4 percent. Volatility—a major characteristic of homeowners insurance claims trends—is reflected in this chart: The average claim payment per insured home countrywide rose to…
  • West Coast Ports Dispute and Supply Chain Risk

    Claire
    18 Feb 2015 | 5:25 am
    A protracted labor dispute that continues to disrupt operations at U.S. West coast ports underscores the supply chain risk facing global businesses. Disruptions have steadily worsened since October, culminating in a partial shutdown of all 29 West coast ports over the holiday weekend. The Wall Street Journal reports that operations to load and unload cargo vessels resumed Tuesday as Labor Secretary Tom Perez met with both sides in the labor dispute in an attempt to broker a settlement amid growing concerns over the impact on the economy. More than 40 percent of all cargo shipped into…
  • Unbuckled and Unprotected

    Claire
    17 Feb 2015 | 5:22 am
    I.I.I.’s Jim Lynch brings us a timely reminder on why it’s important to buckle up: I hate to write this: CBS newsman Bob Simon, who died February 11 in a Manhattan auto accident, was not wearing a seat belt, according to The New York Times. Simon lately filled an elder statesman role on 60 Minutes, but his reporting career was one of globetrotting daredevilry. He covered America’s urban riots in 1968. He reported for six years from Vietnam and rode one of the last U.S. helicopters that left Saigon before the city fell in 1975. He was captured by Iraqi troops at the outset of the…
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    Go Health Insurance Blog

  • GoHealth Breaks Down King v. Burwell

    GoHealth
    25 Feb 2015 | 11:06 pm
  • Recently Engaged? 6 Questions to Ask Your Future Spouse

    GoHealth
    24 Feb 2015 | 11:39 pm
    Did you just recently get engaged? Congratulations! Not only is this an exciting time in your personal life, but it will also affect the decisions you make about your future health care. Before you say, “I do,” ask your future spouse these questions to make sure that you are on the same page about your health care needs and coverage. Do you have a family history of disease? If your future spouse has a family history of disease, he or she may need to prepare now in order to catch potential health problems in the future. It is important to know which services are covered by your current…
  • Low-carb alternatives to your favorite comfort foods

    GoHealth
    23 Feb 2015 | 11:40 pm
    Comfort foods all have something in common: They are absolutely delicious! Although these dishes may recall pleasant memories of Mom’s cooking, they are often high in calories and carbohydrates, which can leave you feeling sluggish and stuffed. Try these easy, low-carb alternatives to your favorite comfort foods for satisfying cooking that meets your diet goals. Zucchini Noodle Lasagna You won’t miss the noodles in this meaty, cheesy lasagna that’s packed with fresh zucchini. Use two or three thinly sliced zucchinis to replace normal lasagna noodles. Try this recipe in the summertime…
  • Open Enrollment Tax Extension: You have one more chance!

    GoHealth
    20 Feb 2015 | 11:35 am
    Thanks to a recently announced extension, if you did not have health insurance in 2014 and are subject to a fine come tax time, you will have the opportunity to enroll in coverage from March 15 to April 30. So if you were unaware of the individual mandate that requires all Americans to get health insurance or face a fine, this is your second chance. This special enrollment period is available to those who did not know about the tax penalty until after Open Enrollment ended on February 15. Not only does the extension provide people with another opportunity to get health insurance, but it also…
  • Eat Your Heart Out! 5 Foods to Fuel Heart Health

    GoHealth
    19 Feb 2015 | 11:32 pm
    February is American Heart Month, which aims to increase awareness about heart disease in the United States in order to prevent heart attacks and strokes. While the number of deaths due to heart disease has decreased in recent years, it is still the leading cause of death in the United States. There is good news: Eating healthy can help prevent cardiovascular disease. Here are five foods that you can easily incorporate into your diet to keep your heart healthy. 1. Salmon Salmon contains large amounts of omega-3 fatty acids, which lower the risk of arrhythmia and the build-up of plaque in the…
 
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    JohnConner.com

  • Medicare Supplement Plans in Sacramento

    John
    3 Feb 2015 | 9:49 am
    Living in and around the Sacramento area, Medicare beneficiaries have several Medicare plan choices, such as; Medicare Supplement’s which provide the best “access” to doctors and hospitals, and the best coverage options for their medical needs. Also available in Sacramento, Placer, Eldorado, Yolo and Sutter Counties are Medicare Advantage HMO plans.  These are for the person looking for a low to “no” premium plan.  The HMO will be very restrictive with who you can see, especially when needing a particular specialist.  Coverage is sound and of course the…
  • Anthem Medicare Advantage Los Angeles County 2015

    John
    6 Oct 2014 | 2:53 pm
    If you live in Los Angeles County and you have a Medicare Advantage PPO plan including the Anthem Medicare PPO, you will need to change your plan by December 31, 2014. 2015 will not offer any Medicare Advantage PPO’s in Los Angeles County, Santa Clara, San Mateo, Ventura, Alameda, Contra Costa, Sacramento and Sonoma County, along with many other. If you are looking for a Medicare Advantage PPO, click here to see what counties they are available in. If you currently have the Anthem Medicare Advantage Preferred PPO plan in Los Angeles County, you have most likely received the…
  • 2015 Blue Shield of California Medicare Advantage 65 Plus HMO

    John
    2 Oct 2014 | 2:58 pm
    With a 2015 Blue Shield 65 Plus HMO Medicare Advantage plan, you get a health plan with a 4-Star quality rating from CMS with no monthly premium – and that’s just the start. Available in the following Counties: Los Angeles, Orange, San Bernardino, Riverside, Contra Costa, Fresno, Santa Clara, Ventura, San Diego and Sacramento. Blue Shield 65 Plus gives you: $0 plan premium. $0 copay for X-rays and basic lab services. Low or no copay for primary care doctor visits. Prescription drug coverage included (Part D). Vision and hearing coverage. A basic health club membership –…
  • 2015 Anthem Medicare Advantage Plans in California

    John
    2 Oct 2014 | 8:48 am
    2015 Anthem Blue Cross is offering HMO, PPO and Duel Eligible HMO Medicare Advantage plans.  If your Medicare Advantage plan is being cancelled for 2015, you have until December 31 to choose a new plan in your County. The Anthem Select HMO and the Blue Cross Senior Secure I HMO, both have a $0 monthly premium.  Anthem is also offering their Medicare Advantage Preferred Standard PPO plan in 5 Counties, along with Duel Eligible’s HMO plans for people on both Medicare and MediCal. Anthem offers HMO and PPO Medicare Advantage plans California. Click on the County for the Rate and Plan…
  • 2015 Los Angeles County Medicare Advantage Plans PPO HMO

    John
    1 Oct 2014 | 7:51 am
    The 2015 Medicare Advantage year in Los Angeles County, there are only HMO plans available L.A. residents.  There are no longer any Medicare PPO plans for 2015. If you live in Los Angeles and are looking for a Medicare Advantage PPO plan you are out of luck Anthem is offering two HMO plans for Los Angeles County in 2015.  If you need freedom of choice with doctors and hospitals you will need to look into a Medicare Supplement plan. If you currently have a Medicare Advantage PPO in Los Angeles County you will be able to switch to a Medicare Supplement of your choice .. guaranteed.  No…
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    Irish Life Blog

  • Irish Life wins overall IBA Life Award for 5th consecutive year

    Gerry Hassett
    20 Feb 2015 | 2:28 am
    Also wins Best Life Protection and Best Pension Product Awards Irish Life has won the overall Life Sector award in the 2015 Irish Brokers Association (IBA) Insurance Service Awards for the fifth year in succession. Ireland’s largest life assurance company also won the IBA Awards for Best Life Protection Product and Best Pension Product. l-r: Susan Gibson, John Roberts, Dermot Gaskin, Tony Lawless, Gerry Hassett, Brendan Spring (IBA President), Bríd Quigley, Richard Lavelle, Michael Nolan Gerry Hassett, Managing Director of Irish Life’s Retail business said that the recognition was a…
  • 59% of adults claim to have never invested money before

    Irish Life
    9 Jan 2015 | 2:26 am
    On 8th January, 2015 – Irish Life held a briefing session looking at the investment landscape for 2015, including key themes and trends in the corporate, retail and investment management markets. We also highlighted the need for pension reform and unveiled new research into consumer attitudes to investing and the risk appetite among Irish investors in general. David Harney, MD Irish Life Corporate Business (left) with Bill Kyle, CEO Irish Life Group, Patrick Burke, MD Irish Life Investment Managers and Gerry Hassett, MD Irish Life Retail The briefing touched on the need to tackle the…
  • Eircom Spider Awards 2014

    Stephen Hayden
    21 Nov 2014 | 7:30 am
    Yesterday (Thurs 20th) we had the opportunity to shake the dust off our tuxedo and stir on down to the convention centre to see if we had done enough hard work to win an Eircom Spider award. We hadn’t. Doh! We were up for an award in the category of ‘Web Analytics & Optimisation’. In fairness we’ve done a lot of great work in this area and while we didn’t win the award we take solace in knowing that it’s the taking part that matters… as everyone says when they lose. Over the last year we’ve spent a lot of time and energy working on improving…
  • Halloween in Ireland!

    Colin O'Hara
    30 Oct 2014 | 8:09 am
    We’re a strange old bunch, aren’t we? When not shunning our Mammies on Facebook, we’re off donning black bin bags and hiding jewelry in baked goods. Halloween’s around the corner, and he’s dressed in a Captain America muscle suit, so it’s time to let you all know what we’ve learned about how people in Ireland celebrate this time of year. Among other things, we found out that; – 40% of us carve our own pumpkin each year. – Over 4 in 10 of us have watched the Movie Halloween on Halloween night. Plenty more like that in our Infographic below.
  • Our take on Budget 2015

    Irish Life
    15 Oct 2014 | 4:13 am
    Budget day in recent years has been a stressful time for Irish families. So in many ways budget 2015 was a welcome relief, bringing as it did a series of tax cuts and relief measures to Irish households. The economic and fiscal backdrop to the 2015 budget is the most favourable since the beginning of the financial crisis, and contributed to the government’s decision not to adopt the €2bn budget adjustment which had been planned a year ago. This is evident in the recent GDP release for Quarter 2, which showed the economy growing 7.7% year on year. Domestic demand is now contributing…
 
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    Q4intelligence

  • 5 Flaws of a “Zenefits” Approach

    Kevin Trokey
    26 Feb 2015 | 12:00 am
    If you’re losing business to Zenefits, focus on your business, not theirs. Our industry is in desperate need of transformation. In fact, we have made that transformation our relentless focus at Q4intelligence. Of course, like change for change sake, transformation without a healthy focus is, as you’d expect, unhealthy. And, in my opinion, it is an unhealthy “transformation” that Zenefits has brought to the industry. I’m sure you are sick of hearing about them, but don’t stop reading yet. This article isn’t really about them; rather, it’s about a weakness of our industry that…
  • Who’s In Control Here?

    Kevin Trokey
    16 Feb 2015 | 12:00 pm
    Somebody is always in control of the sales process; it’s either you or the buyer, but it needs to be you. There are lots of things we could discuss in regards to being in control, but I want to talk about one in particular. The first aspect of being in control of the sales process is defining the desired outcome of the process. Of course, the desired outcome for you is easy; you want to pick up a new client. The remaining piece to be determined then is creating a clear definition of the target you have to hit, which will earn you that new client. Three things to consider when defining the…
  • Are You A Leader or An Enabler?

    Kevin Trokey
    9 Feb 2015 | 9:25 pm
    It’s great if your team likes you, but they damn well better respect you! Every agency has it’s own unique personality. Some are casual while others are corporate. Some are folksy and some are intense. Some are quite humble while others are over-the-top confident. Some are friendly with one another internally, while others seem to operate with little more than a sense of tolerance. The actual personality of the agency by itself is not a predictor of success or failure. But there is one trait whose presence, or absence, is the single biggest predictor of success: The leader(s) must have…
  • When Is a Year Only 6 Months Long?

    Kevin Trokey
    26 Jan 2015 | 9:22 pm
    As hard is it is to believe, we’re already a month into 2015. With the craziness of fourth quarter and all of the holiday activity, you’ve probably barely caught your breath. Not to be the bearer of bad news, but you’ve already lost more of 2015 than the calendar shows. Let’s start by looking at your pipeline. What does it look like today? If you’re like way too many producers, given the craziness and activity mentioned above, your pipeline is probably pretty close to empty. If you were to put a prospect into your pipeline today, it will probably take a couple of…
  • You’ll Never Transform Your Agency Without A Look Inside & Outside

    Wendy Keneipp
    19 Jan 2015 | 9:17 pm
    So many agency owners have been completely heads-down, focused on bringing in new business for years and years, and it’s time to bring your head up and look at your business from a whole new perspective. When we work with agencies, we have many in-depth conversations about the business, sales process, messaging, vision, and team development. Consistently we find agencies are at the point of growing pains. They are doing some things right, but honestly, quite a few things could be better. This doesn’t mean these agencies are being led by bad business owners. Quite the opposite, in fact. It…
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    Insurance

  • Pleased to be quoted in “Increased Cyber Losses Means More Insurance Coverage Disputes.”

    Scott Godes
    26 Feb 2015 | 7:02 pm
    As noted previously , at ‘s , I’m pleased to note that I was quoted in ’s  For further details, I welcome you to check out . Disclaimer: This blog is for informational purposes only. This may be considered attorney advertising in some states. The opinions on this blog do not necessarily reflect those of the author’s law firm and/or the author’s past and/or present clients. By reading it, no attorney-client relationship is formed. If you want legal advice, please retain an attorney licensed in your jurisdiction. The opinions expressed here…
  • Bundle Up Your Baby

    Fran Shaw
    25 Feb 2015 | 11:01 am
    Winter can be tough! The cold mornings (and even colder nights), icy conditions, and wintry mixes that never fail to ruin our plans. Keeping your baby bundled this season is vital- especially because babies and infants don’t have the ability to heat their bodies the way adults can, and surrender the majority of their body heat to the cold as a result. HATS, HATS, HATS! Most of your body heat escapes through your hands, feet, and head. Be sure your youngster has on a hat or at the very least a hood (without drawstrings, which are a strangulation hazard).  Hats are not very effective…
  • Winter Fire Safety

    Fran Shaw
    18 Feb 2015 | 1:51 pm
    According to the National Fire Protection Agency, December, January and February are the leading months for home heating fires. It may come as a surprise to learn that overall, heating equipment is the second leading cause of U.S. home fires and home fire deaths. In order to keep you safe this chilly season, we’ve generated a few safety precautions you should take in order to remain safe this season! Holiday Horror The seasons have come to an end, but have you packed away those festive decorations yet? Christmas trees are extremely flammable and the longer you wait to trash your tree,…
  • Health Made Simple

    Fran Shaw
    13 Feb 2015 | 12:07 pm
    Tips for Even the Busiest Worker You barely have time to make coffee in the morning, let alone make it to the gym. And let’s face it: visions of French fries and mozzarella sticks dance in your head as you hyperventilate on the treadmill for an hour. You don’t become fit and healthy by suffering through fad diets and spending hours at the gym. In truth, living a healthy lifestyle is simple; it’s leaving behind your fast-food and binge eating lifestyle that’s hard. Luckily, Miller’s understands you’re very busy, which is why we’ve compiled a few quick…
  • Old Plumbing? Make Sure Your Insurance Will Let You Replace To Code

    Fran Shaw
    4 Feb 2015 | 11:43 am
    As temperatures drop, the topic of frozen pipes is always one that comes up. However, frozen pipes are not the only thing to be concerned about. This winter, too many building owners will get caught by surprise: They’ll have pipes burst in the cold, doing tens of thousands of dollars in damage. They’ll get estimates to repair. They’ll file a claim with their property insurance company – only to find out that their policy will only cover a fraction of their costs. The problem: Insufficient coverage for building code upgrades. Here’s what happens: Building codes…
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    Blog

  • Don't Forget About Fast Track

    1 Mar 2015 | 6:00 am
    While much of the Internet this week was focused on escaped llamas, figuring out what color a dress is or mourning the loss of SAG-AFTRA member and Star Trek icon Leonard Nimoy, we can forget that legislation is still being pushed that would make the lives of working families worse. Whether it be the "right to work" policies pushed by the allies of Gov. Scott Walker (Wis.), who likes to compare workers to terrorists, and in other states like New Mexico and West Virginia, or the ongoing negotiations for a Trans-Pacific Partnership using the Fast Track process, we need to stay alert.
  • 'Right to Work'? Right-Wing Origin

    28 Feb 2015 | 6:00 am
    Mark Twain famously noted, “History doesn’t repeat itself, but it does rhyme.” The current efforts to roll back the ability of working people to counterbalance the corporate domination of America's politics is firmly rooted in the initial corporate opposition to the Wagner Act of 1935 that finally assured American workers the right to organize and bargain for wages and working conditions. Among those early efforts to reduce the strength of unions was an effort led by Vance Muse.
  • We Have a Winner! Scott Walker Is the Worst Governor in America

    27 Feb 2015 | 8:00 am
    With a list of horrible governors across the country, including Sam Brownback (Kan.), Chris Christie (N.J.), Nikki Haley (S.C.), Bobby Jindal (La.), John Kasich (Ohio), Paul LePage (Maine), Rick Snyder (Mich.) and Rick Scott (Fla.), and up-and-comers like Asa Hutchinson (Ark.) and Bruce Rauner (Ill.), it's hard to imagine how Gov. Scott Walker (Wis.) could rise to the top of the heap. And it is a pretty big heap. But that's just what he's done with his latest comments, comparing working families to terrorists in the Islamic State, also known as ISIS. And knowing how Republican primary…
  • Judge Tells Christie: Obey the Law and Fund Pensions

    27 Feb 2015 | 5:29 am
     A New Jersey Superior Court Judge has taken Gov. Chris Christie to task in a ruling that forces him to contribute his share to the New Jersey state pension system, just as public workers have been doing all along.
  • Wisconsin Republicans Take Another Step Toward Silencing Workers and Decreasing Wages

    26 Feb 2015 | 11:20 am
    Late Wednesday night, the Wisconsin state Senate voted 17–15 to advance a "right to work" bill that has been widely criticized as harmful to the working families of the state. Thousands rallied outside the Capitol on Tuesday and Wednesday in opposition to the legislation, as similar laws have been shown to have widespread negative effects in the other states that have passed them. Republicans Fast Tracked the bill in order to limit public discussion and feedback, and the bill is expected to be voted on by the state Assembly next week. If it passes, it will be sent to Gov. Scott Walker (R)…
 
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    IFAwebnews.com | P/C insurance

  • Record snowfall in New England tests insurers’ claims handling capabilities

    Nick Halen
    25 Feb 2015 | 2:29 pm
    The 2015 winter season differs from prior years, however, due to both the amount of snowfall and the pace at which it has fallen over a short period of time. This will certainly test insurers’ claims handling capabilities and processes as they scramble to adjust and monitor the status of all the claims. Through February 16, Boston in particular has had its third snowiest winter on record with roughly 96 inches of snowfall and more expected in the coming weeks. Additional statistics show that 90 inches of snow have fallen in the past 30 days alone; there have been four calendar days with at…
  • Global 2014 insured losses hit lowest level in 5 years

    IFAwebnews Staff
    25 Feb 2015 | 1:54 pm
    Insured losses in 2014 were at the lowest level seen since 2009, according to Guy Carpenter’s annual Global Catastrophe Review. Significant worldwide insured losses totaled about $33 billion, a dramatic drop when compared to the historic insured losses seen in 2011, which totaled approximately $126 billion, the Guy Carpenter report noted. Guy Carpenter is a global risk and reinsurance firm owned by Marsh & McLennan. James Waller “Although insured losses for 2014 were among the lowest recorded in years, we still observed powerful impacts and significant losses from both natural and…
  • Eden joins Selective as head of commercial lines

    IFAwebnews Staff
    25 Feb 2015 | 7:43 am
    Selective Insurance Group appointed Douglas T. Eden as executive vice president, head of commercial lines. Eden will assume responsibility for all aspects of standard commercial lines operations, including all regional management. Douglas Eden Most recently, Eden was senior vice president of field operations for The Main Street America Group in Jacksonville, Fla., where he served since March 2007. A graduate of the Wharton School at the University of Pennsylvania in Philadelphia, Eden has also held executive and sales positions with Hanover, CNA, Fireman’s Fund and USF&G. “We are…
  • Internet domain ‘.insurance’ available later this year

    IFAwebnews Staff
    24 Feb 2015 | 8:17 am
    The Internet domain “.insurance” should be available to to the industry late this year, according to an organization that has signed an agreement to operate the domain in a “highly restrictive manner with strict eligibility requirements designed to ensure that the space is used by verified insurance industry members.” The financial services-backed group, fTLD, submitted an application to the domain-approval organization, the Internet Corporation for Assigned Names and Numbers (ICANN), in May 2012, seeking to operate the “.insurance” generic top-level domain. Craig Schwartz fTLD,…
  • Bill introduced to prevent steep premium hikes following single claim in NJ

    IFAwebnews Staff
    19 Feb 2015 | 8:21 am
    New Jersey Assemblyman Tim Eustace (D-Bergen/Passaic) has introduced a bill that would prevent insurance companies from raising a customer’s insurance premium based on a single claim. Tim Eustace Eustace’s move comes after the release of a report by InsuranceQuotes.com, which shows U.S. families who file a single homeowners insurance claim can expect their annual premium to increase nine percent. According to the National Association of Insurance Commissioners, homeowner’s insurance costs an average of $978 per year. Based on the study’s findings, a single liability claim would add an…
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    Cheap Car Insurance Quotes

  • What makes car insurance go up?

    Melissa
    24 Feb 2015 | 11:13 am
    Have you ever opened up your car insurance renewal bill just to find that your rates have gone up by 10, 20 or even 30 percent? If you answered yes, you have experienced what experts in the industry call a rate increase. Rate increases happen for many reasons, but they almost always leave the consumer with a giant question mark over their head. While it can be frustrating, rate increases are extremely common in the industry. In fact, about 30 percent of drivers will receive renewal bills that are higher than the rates they were paying previously. To fully understand why your car insurance…
  • Which states require no fault car insurance?

    cciq3qyt7ST8mawer
    14 Oct 2012 | 10:10 pm
    No-fault car insurance is a reality in a handful of U.S. states. As a matter of fact, there are 12 states with some form of no-fault insurance; some of them require it while others make it to optional. We’ll take a look at these states as well as the different ways they implement no-fault regulations. Your search for the best no-fault car insurance policy starts when you enter your ZIP code into the FREE search tool on this page! As you read through the following paragraphs be advised that every state with no-fault regulations does not necessarily implement them exactly the same way.
  • Why You Should Stay Away from New Car Insurance Company

    cciq3qyt7ST8mawer
    11 Oct 2012 | 10:10 pm
    Car insurance companies are spending ever-increasing amounts of money each year to attract new customers. Insurers are also investing billions of dollars in the hopes of getting existing car insurance customers to switch companies, promising them hundreds of dollars in potential savings as a benefit. Compare services, rates, and policy options at a number of different companies by putting your ZIP in the FREE tool on this page! Everybody likes to save money, but switching car insurance companies just to save a few dollars can easily turn out to be a counterproductive move. As with most…
  • Top 3 Most Recommended Over 55 Car Insurance Companies

    cciq3qyt7ST8mawer
    11 Oct 2012 | 8:11 am
    Recommending an insurance company is always a personal and subjective thing. After all, the things that are most important to the person making the recommendation may not be important at all to the person receiving it. One way to make a car insurance recommendation more meaningful is to make it for a specific group of people, such as people over 55 years old. If you want to find the best auto insurance rates whether you are over 55 or not, enter your ZIP code into the FREE text box now! Consumers on some chat sites like Yahoo Voices discuss the three most recommended car insurance companies…
  • 3 Things To Do Before You Purchase Car Insurance

    cciq3qyt7ST8mawer
    9 Oct 2012 | 10:10 pm
    Purchasing car insurance is not something that you want to rush through. Taking your time and following the appropriate steps will help you to save money with your auto insurance like you never thought possible. There are tons of car insurance options waiting for you right here as soon as you type your ZIP code into the FREE box! Purchasing auto insurance coverage in the right way is not just about saving money, however. You can also get full coverage with a great company. Choosing Your Coverage Levels Choosing your levels of coverage is important to all of the other steps that you need to…
 
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    Insurance Forum

  • Can They Buy with Chapter13

    luvfe
    1 Mar 2015 | 2:42 pm
    I went to see someone in a chapter 13 today She is convinced she can not buy a whole life policy without permission from chapter 13 trustee. Is this true??
  • Can Anybody Do This?

    AJentMiller
    1 Mar 2015 | 1:23 pm
    From 1 fresh Internet lead and over the phone in CALL, does anybody out there sell AND collect payment information for the sales of both life and health insurance policy's? For example: 1 internet lead (health) 1 pitch/call Sell all of these products -core major medical (ACA) -accident medical expense -critical illness living benefit -teledoc Or/also dental/vision -MillerLIFE
  • CAN You or Do You Know an AGENT that CAN..

    AJentMiller
    1 Mar 2015 | 1:19 pm
    From 1 fresh Internet lead and over the phone in CALL, does anybody out there sell AND collect payment information for the sales of both life and health insurance policy's? For example: 1 internet lead (health) 1 pitch/call Sell all of these products -core major medical -accident medical expense -critical illness living benefit -teledoc -MillerLIFE
  • Dialysis At Sea?? Coverage

    asher
    1 Mar 2015 | 11:18 am
    Hello All, I have 80+ client on Medicare & Bc Supplement. He is on kidney dialysis. Is there a way to get this covered on a cruise? Any input gratefully accepted. Thank you.
  • Graded Plan for Stroke Last 12 Months

    Laying3
    1 Mar 2015 | 8:24 am
    Any graded plans for someone that has had a stroke in last 12 months? Thanks
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    Corporate Insurance Blog

  • Pleased to be quoted in “Increased Cyber Losses Means More Insurance Coverage Disputes.”

    Scott Godes
    26 Feb 2015 | 7:02 pm
      As noted previously here, at Barnes & Thornburg LLP‘s Policyholder Protection blog, I’m pleased to note that I was quoted in Business Insurance’s article, “Increased Cyber Losses Means More Insurance Coverage Disputes.” For further details, I welcome you to check out the original post.   Disclaimer: This blog is for informational purposes only. This may be considered attorney advertising in some states. The
  • Please join me for “2014 Year in Review: A National Insurance Recovery Webinar”

    Scott Godes
    17 Jan 2015 | 7:24 pm
    As noted previously here, at Barnes & Thornburg LLP‘s Policyholder Protection blog, I welcome you to mark your calendar and join us for a national insurance recovery webinar on Tuesday, Jan. 27 at 3 p.m. (Eastern). The Barnes & Thornburg insurance recovery attorneys will review 2014’s major legal developments and trends in insurance coverage and recovery. You will learn more
  • Pleased to be quoted in “Insurers Cover Fraction of Costs in Catholic Dioceses’ Clergy Abuse Cases.”

    Scott Godes
    17 Jan 2015 | 6:51 pm
    As noted previously here, at Barnes & Thornburg LLP‘s Policyholder Protection blog, I’m pleased to note that I was quoted in Business Insurance’s article, “Insurers cover fraction of costs in Catholic dioceses’ clergy abuse cases.” For further details, I welcome you to check out the original post.   Disclaimer: This blog is for informational purposes only. This may be considered attorney advertising in some
  • Pleased to be inducted into the American College of Coverage and Extracontractual Counsel

    Scott Godes
    17 Jan 2015 | 6:44 pm
    As noted previously here, at Barnes & Thornburg LLP‘s Policyholder Protection blog, I’m pleased to announce that I have been elected to the American College of Coverage and Extracontractual Counsel (ACCEC). For further details, I welcome you to check out the original post and the (ACCEC).   Disclaimer: This blog is for informational purposes only. This may be considered attorney advertising in some states.
  • Please check out: “If Your System Was Attacked By ‘Backoff’ Malware, Would Your Insurance Cover A Data Breach Involving Credit Card Numbers?”

    Scott Godes
    29 Aug 2014 | 7:57 pm
    I wrote a post that discusses the disclosure of so-called “Backoff” malware by the Department of Homeland Security. I also discuss and how insurance might apply to retailers and card processors facing a data privacy incident (or a data breach) with allegedly exposed credit cards, debit cards, and payment cards in general as a result of a Backoff malware attack.
 
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    The Insurance.

  • อะไรคือประกันภัยรถยนต์ประเภทที่ 2

    Carlo
    17 Feb 2015 | 3:25 am
    ประกันภัยรถยนต์ประเภทที่ 2 เป็นอีกหนึ่งกรมธรรม์ที่มีความคล้ายคลึงกับประเภทที่ 1 อยู่ในระดับหนึ่ง แต่จะเน้นเรื่องของความคุ้มครองไปที่คู่กรณีเสียส่วนใหญ่ไม่ว่าจะเป็นของบริษัทไหนก็ตามทั้ง เป็นต้น…
  • ข้อยกเว้นที่ผู้ใช้ประกันรถยนต์ชั้น 1 ทั้งหลายต้องรับทราบ

    Carlo
    2 Feb 2015 | 3:11 am
    ปัจจุบัน ความนิยมของประกันภัยรถยนต์ชั้น 1 หรือ ประเภทที่ 1 เป็นที่นิยมสูงมากเพราะด้วยมูลค่าที่ค่อนข้างจะเริ่มถูกลง พร้อมทั้งการคุ้มครองที่หลากหลาย เหมาะกับรถยนต์แทบทุกประเภทที่ใช้อยู่บนท้องถนน จนหลายๆ…
  • สิทธิประโยชน์บัตรเครดิตที่คุณอาจจะลืม

    Carlo
    22 Jan 2015 | 3:10 am
    ปัจจุบันความนิยมของ บัตรเครดิต มีให้เห็นกันอย่างมากมายโดยเฉพาะอย่างยิ่งบุคคลที่ทำงานตั้งแต่เงินเดือน 15,000 บาทขึ้นไปเพราะมันสามารถที่จะช่วยทำให้บรรเทาค่าใช้จ่ายต่างๆ ได้ค่อนข้างดีพอสมควร…
  • ทิพยประกันภัยรถยนต์ ฉบับย่อๆ

    Carlo
    14 Jan 2015 | 2:28 am
    ปัจจุบัน ทิพยประกันภัย เป็นประกันรถยนต์ที่กำลังได้รับความนิยมจากเป็นอย่างมาก เนื่องด้วยบริการต่างๆ ที่มากล้น รวมไปจนถึงโปรโมชั่นต่างๆ มากมายที่ให้เลือกได้ตามแต่ความต้องการของเรา อย่างไรก็ตาม…
  • นิสสัน เปิดตัวรถใหม่ ปี 2015 มาช้า แต่มาแน่นอน

    Carlo
    26 Dec 2014 | 2:21 am
    นิสสัน ประกาศขายรถครอสโอเวอร์รุ่นล่าสุดในประเทศไทย แม้จะเปิดตัวช้ากว่าคนอื่นเขา แต่ก็ยังสามารถเรียกร้องความสนใจในตลาดรถยนต์ได้อย่างดี เป็นรถยนต์รุ่นครอสโอเวอร์รุ่นล่าสุด ปลดรูปทรงกล่องรถถัง…
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    Kanetix Finance

  • Best-Selling Minivans in Canada

    26 Feb 2015 | 9:00 pm
    Top 10 minivans in Canada and fuel consumption. Canada's most popular and best selling minivans. See what minivans are tops.
  • Which Cars Hold their Value the Best?

    25 Feb 2015 | 9:00 pm
    What cars hold their value? Which vehicles depreciate less? See the vehicles that retain their value according to CanadianBlackBook.com.
  • The Top 10 Countries Canadians Visit Most

    23 Feb 2015 | 9:00 pm
    Canadians love to travel. The top 10 travel spots shows how varied Canadian travel tastes are, but when travelling, Canadians need to remember to pack more than their passport for their travels.
  • Top 10 Trucks In Canada

    16 Feb 2015 | 9:00 pm
    The top 10 trucks in Canada and their fuel consumption; Canada's best selling pick-up trucks, minivans, SUVs and crossovers.
  • Tips To Save Once You Tie The Knot

    11 Feb 2015 | 9:00 pm
    Weddings can be expensive, but your new life together doesn't have to be. Here's how to get the most financially from your new life together.
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    McCormick Insurance Solutions, Auto Insurance, Home Insurance, Surety Bonds

  • A Simple Guide To San Diego Personal Insurance Problems

    MccormickInsure
    18 Feb 2015 | 3:04 pm
    We receive calls almost daily from people who bought cheap online personal insurance and now have a problem, or from people who have had other problems and now need a trusted advisor to help them out. If you have San Diego homeowner’s insurance or other personal insurance, we can help guide you through any issues you may have. The Wayne McCormick Insurance team in San Diego is standing by, ready to help you save on your homeowners, condo or apartment building insurance. How To Minimize San Diego Personal Insurance Problems Keep your San Diego insurance policies in a safe but accessible…
  • Filing A Claim Correctly Can Save You Time And Money

    MccormickInsure
    4 Feb 2015 | 3:04 pm
    San Diego Auto Insurance We hope you never have an accident or loss.  But if you have a loss, knowing that your claim is covered by insurance will help.  That’s what San Diego Auto insurance is all about.  And, if you understand the claim filing process, you will find you will have fewer headaches and have your claim resolved much faster. Whether you’re a perfect driver, an international driver or an unlucky driver, look no further than McCormick Insurance in San Diego County. We’ve been serving Southern California for more than 30 years. Here Are Some Tips To Help You File Your…
  • Why Auto Insurance May Be The Most Important Financial Decision You Make

    MccormickInsure
    14 Jan 2015 | 9:00 am
    San Diego Auto Insurance Facts According to the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA), there are five leading factors involved in San Diego auto accidents. Drunk Driving: Crashes caused by drivers under the influence of alcohol (DUI) accounted for 18 percent of the total economic loss due to motor vehicle crashes. DUI crashes also cost the nation $49 billion dollars, an average cost of $158 dollars for every person in the U.S. Including lost quality of life, these crashes were responsible for $199 billion dollars, or 23 percent of the…
  • Why You Need A Personal Umbrella Policy

    MccormickInsure
    7 Jan 2015 | 9:00 am
    San Diego home, auto, motorcycle and other personal insurance policies are designed to protect your property and your personal liability if you are involved in an accident or some other situation where you may be held responsible. San Diego Personal Umbrella A personal umbrella is designed to provide added liability protection in the event your primary personal liability insurance policy limits are exhausted. In today’s litigious world, it is not that unthinkable to be sued and have a settlement for over $200,000 dollars. For example, here are the five most common homeowner’s claims. Dog…
  • Why Buy Auto Insurance From A Trusted Advisor?

    MccormickInsure
    17 Dec 2014 | 9:12 am
    Online Auto Insurance Pitfalls We all have seen the commercials that state, “10 minutes is all it takes to buy San Diego auto insurance”. But let’s get real. Are we to believe that it takes less time to buy something as important as auto insurance, than it does to get your car cleaned at the car wash or fill your gas tank? Sorry, we don’t buy that at all, and neither should you. San Diego Auto Insurance Fine Print Before you buy San Diego auto insurance online you had better read the fine print, as there are a number of exclusions and conditions that may limit coverage. Online auto…
 
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    Property Casualty Insurance Blog

  • Register for the April 8 ISO ClaimSearch® User Meeting Today

    Louis Riggio
    27 Feb 2015 | 7:12 am
    Now is the time to reinvigorate your skills. Attend our first ISO ClaimSearch User Meeting of 2015 and get a sneak peek at the future of the ISO ClaimSearch platform, redesigned to help tackle your claims management challenges more efficiently. You should expect to explore the solutions driving successful investigations and decisions, as well as new and ever-changing compliance issues. Register now for this free program, and you’ll be among the first to learn about the radical transformation ISO ClaimSearch is undergoing. We’re changing the system’s look and feel, streamlining…
  • March 2015 Preview: Historical Catastrophe Activity

    Ted Gregory
    24 Feb 2015 | 4:33 am
    During the month of March between 2005 and 2014, Property Claim Services (PCS) designated 28 catastrophe events. All were weather-related and caused approximately $12.5 billion in insured losses. The largest March event in the last ten years was CAT 67, a 2012 winter storm. It involved six states, had an estimated insured loss of $2.5 billion, and generated approximately 300,000 claims. The most active years for March catastrophe event frequency were 2008 and 2012, with four each. They resulted in $1.2 billion and $3.4 billion in insured losses, respectively. Although March 2014 saw only two…
  • Independent Catastrophe Designation in Indemnity Triggers

    Tom Johansmeyer
    24 Feb 2015 | 4:26 am
    The increased use of indemnity triggers in catastrophe bonds is well documented, but it’s a trend within this development that demonstrates the continued maturation of the catastrophe bond market. The use of PCS data for independent catastrophe designation continues to rise, showing a growing commitment to standardized event definition. In 2013, three sponsors used this approach in four transactions amounting to approximately $1 billion. Last year, the number of indemnity-triggered catastrophe bonds using PCS for designation grew 25 percent to five, with four sponsors raising $800…
  • Internet of Things to quadruple

    Steve Lekas
    23 Feb 2015 | 6:54 am
    The number of web-connected devices that make up the Internet of Things (IoT) is expected to quadruple by the year 2018 from 1.9 billion devices in 2014. From parking meters to home thermostats, IoT will represent 9 billion devices globally by 2018. How will IoT influence homeowners and auto insurance? First, a definition: Internet of Things (n.) Everyday objects connected to the Internet participating together in a system The convergence of traditional connected devices and “smart” appliances Then, a look at the landscape from the past and into the future: The graphic below is from a…
  • Preparing for Mediation: Medicare Checklist for WC Claims

    Mark Popolizio
    18 Feb 2015 | 9:00 am
    It is no secret that Medicare Secondary Payer (MSP) compliance continues to complicate workers compensation (WC) claims practice. Unfortunately, far too often Medicare issues (especially the Medicare Set-Aside) end up sounding the death knell for settlement, thereby forcing WC claims payers to keep claims open and incur additional costs. The key to combating the MSP challenge is good old-fashioned “preparation.” Quite simply, addressing potential MSP issues before mediation or settlement discussions is very often the difference between settling a case sand clearing a permanent spot for…
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    WRIN.tv

  • NAIC seeking bids to enhance its own cybersecurity

    Kenneth Simon
    1 Mar 2015 | 11:47 am
    The NAIC is conducting an internal review of cybersecurity… for what CEO Ben Nelson called the world’s largest internal database of insurer supervisory information — its own. Nelson said the NAIC is putting out a request for proposal for “outside assistance” on its data protection
  • FIO Director implies capital standards may not be in place until 2016/2018

    Kenneth Simon
    1 Mar 2015 | 11:38 am
    There could be delays in implementing international capital standards for G-SIIs as the timeline appears to be softening. Participants at a panel on insurance regulation in New York said FIO director Michael McRaith implied nothing hard and fast is expected to be in place by 2016…or even 2018.
  • Fed chair grilled about FSOC approach to SIFI definition

    Kenneth Simon
    1 Mar 2015 | 11:32 am
    Fed chair Janet Yellen attracted attention with her testimony on Capitol Hill last week. House lawmakers grilled her on insurance company SIFI designations. Yellen dismissed the idea that FSOC had taken an arbitrary approach to designating SIFIs.
  • Week in Review February 22-27, 2015

    Kenneth Simon
    27 Feb 2015 | 12:00 am
    Last week on WRIN.tv… Monday Morning Headlines featured: Cincinnati Insurance criticism of IAIS capital standards. The California Insurance Department warning insurers against ‘price optimization’ FEMA looking at allegations against insurers over Hurricane Sandy claims Progressive posting its first increase in agency auto business since March 0f 2014 Fairfax plans buy Brit so it can increase [...]
  • IICF/McKinsey identify over $1Billion given to charity by P&C industry

    Kenneth Simon
    25 Feb 2015 | 6:53 pm
    The Insurance Industry Charitable Foundation (IICF) worked with McKinsey to update its survey on philanthropic giving in the industry. WRIN.tv speaks with IICF CEO Bill Ross and Insurance Information Institute President Bob Hartwig about the increase in charitable giving among companies in the P&C industry, and the shift toward more money going to “health and [...]
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    SelectNews Blog

  • Ask an Agent: I Have Life Insurance At Work. Why Buy Through SelectQuote?

    SelectQuote
    26 Feb 2015 | 1:18 pm
    SelectQuote agent Dan Savino tells us a little bit about himself and addresses the frequently asked question of why it may be better to buy life insurance through SelectQuote than through an employer. Dan, how long have you been a SelectQuote agent? I have been an agent here for almost seven years. What’s your favorite part of being a SelectQuote agent? I enjoy interacting with clients. I love saving them money! If I can buy a life insurance policy through my employer, why go to SelectQuote instead? There are several reasons why. Most employer-provided life insurance – also known…
  • Just For Seniors: Tax Tips For Retirees

    SelectQuote
    19 Feb 2015 | 7:46 am
    Retirement may have its benefits, but exemption from the IRS isn’t one of them. Still, seniors actually have more options than most when it comes to making tax time less taxing. If you’re 65 or older, these six tips will help minimize your stress and maximize your deductions come April 15. Determine how much of your Social Security benefits may be taxableThe more income you have, the more likely it is that a portion of your Social Security benefits will be taxed. To find out how much, you first need to calculate your base amount. Your base amount is equal to half your Social…
  • Auto And Home Tax Write-Offs You Never Knew About

    SelectQuote
    12 Feb 2015 | 7:00 am
      While most of us are aware of certain tax write-offs like charitable donations and medical expenses, car and homeowners are entitled to more deductions than they often realize. That’s why SelectQuote Auto & Home has compiled this list of commonly overlooked auto- and home-related expenditures, all of which can be deducted from your income tax bill. Just be sure to consult a financial professional or visit the official IRS website before filing. AUTO Your new car. Yep, you read that correctly. If you’re self-employed, you may be able to write off the purchase price of a…
  • Cancer Prevention Tips

    SelectQuote
    5 Feb 2015 | 9:13 am
    February is National Cancer Prevention Month, which is a great reminder to put your health first. Fortunately, the majority of known cancer causes are avoidable and related to lifestyle. While eating right, exercising regularly and avoiding tobacco products may constitute your first line of defense, recent research has uncovered a number of small, surprising ways to minimize your cancer risk every day. Not only can these five tips help prevent cancer, they can improve your energy levels and overall well-being in the process. Filter your tap water. A report from the President’s Cancer…
  • How Much Life Insurance Do You Need?

    SelectQuote
    29 Jan 2015 | 7:02 am
    The amount of life insurance that you need depends on where you are in your life. While there’s no question that having life insurance in the first place is the responsible thing to do for you and your family, it’s important to remember that the longer you live, the more your life insurance needs change. Reviewing your policy once every five years is a great way to ensure that your life insurance is keeping up with you. If one or more of the following five milestones have occurred since you initially bought your policy, it may be time for you to change your coverage amount.
 
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    Shift Insurance Blog

  • 5 Reasons to Purchase Higher Liability Coverage Limits

    20 Feb 2015 | 10:52 am
    Here in California, you're required by law to have car insurance coverage that meets certain liability requirements -- $15,000 for the injury of death of one person, $30,000 for the injury or death of more than one person, and $5,000 for any property damage that you cause. But just because this is the minimum liability coverage you need to legally drive around doesn't mean that you need to stop here.  In fact, a lot of insurance professionals consider coverage limits of 100/300/100 to be the standard -- meaning you'd have $100,000 in coverage if you caused the injury or death of one…
  • Insuring Your Company Cars -- Who's Allowed to Drive Them?

    9 Feb 2015 | 10:12 am
    When it comes to your own personal car, you probably already know that if you give someone permission to drive it, your own insurance is on the hook if anything goes wrong.  That's pretty cut and dry.  But what about your company cars?  With employees coming and going, how do you know who's allowed to drive and who can potentially give you an insurance headache? It all comes down to permissive use! This is the same term used on the personal side of things.  And, just like on the personal side, permissive use refers to people who you've given permission to drive a car that…
  • Who Can Drive Your Car? It All Comes Down to Permissive Use

    29 Jan 2015 | 10:50 am
    You may think it's no big deal when your friend, sister, or neighbor asks to borrow your car.  They've offered to buy you a tank of gas and you don't have anywhere to go for the day, so you decide to be nice and loan it to them. Unfortunately, being nice can really cost you! That's because California has a law called "Permissive Use".  In layman's terms, it refers to letting someone drive your car who isn't listed on your insurance policy.  Remember, your policy comes with a list of drivers who benefit from your insurance coverage whenever they're behind the wheel.  Your…
  • The 10 Best Items to Have in Your Car's Emergency Kit

    19 Jan 2015 | 3:13 pm
    Be honest -- when you sit behind the wheel of your car, you're not thinking about emergencies and worst-case scenarios, are you?  Instead, you're probably thinking about your rush hour commute, all the errands you need to run, and finding the easiest route to that new restaurant. But if you're not riding around with an emergency kit in your car, you're putting yourself at unnecessary risk! Whether you're the victim of a breakdown or Mother Nature, all kinds of emergencies can pop up on the road.  As long as you've got a kit with these 10 essentials in it, you'll be able to take good…
  • What's the Difference Between Admitted vs. Non-Admitted Insurers in California?

    7 Jan 2015 | 10:43 am
    If you're shopping for car insurance in California, you probably figure that all of the insurance companies here are roughly the same.  The only thing that sets them apart is their rates, right? Wrong! Yes, your rates can vary widely from insurer to insurer, but they're not the only thing that makes these companies different.  One of the biggest differences is admitted insurers vs. non-admitted insurers. Never heard of either term?  Don't worry, you're not alone! Most Californians probably can't tell you if their car insurance company is admitted or non-admitted.  In fact,…
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    The trading forex

  • Forex Trading: A VERY Good Trading Video So TAKE NOTES

    admin
    1 Mar 2015 | 11:20 am
    FOREX TRADING: 500+ pips in 4 days! A look at this MONSTER trading week & why you SHOULDN’Texpect to do this consistently. Also a walk through of trade setup… Video Rating: 5 / 5
  • PayPal Binary Options Trading Brokers i.e. 24Option, eTorro, Banc de Binary, UFX Markets

    admin
    1 Mar 2015 | 7:43 am
    http://tinyurl.com/Forex-Binary-Expert ◅= Binary Options Expert Adivisor (Use the first “Instant Access” button) PayPal Binary Options Trading Brokers i.e. 2… Video Rating: 5 / 5 http://tinyurl.com/Forex-Binary-Expert ◅= Binary Options Expert Adivisor (Use the first “Instant Access” button) PayPal Binary Options Trading Brokers i.e. G… Video Rating: 5 / 5
  • The Best Forex Brokers Review

    admin
    1 Mar 2015 | 7:43 am
    http://bestforexbrokertoday.blogspot.com/ The Best Forex Brokers Review Forex investments instructions How exactly does the idea Job? Forex investments is… Video Rating: 0 / 5
  • Lastest Web Browser Platform News

    admin
    28 Feb 2015 | 12:49 am
    Apple's iWork for iCloud goes platform agnostic, open to everyone To create a new Apple ID, new users must furnish their name, email address, date of birth and set up three security questions for password retrieval. As noted previously, the process can be accomplished on any modern browser, including Internet … Read more on Apple Insider The Most Important Issue Involving Superfish Isn't Superfish Root certificates are typically issued by third parties known as "Certificate Authorities" or "CAs," and come to reside on laptops, desktops, and all mobile devices…
  • Lastest Free Forex Trading News

    admin
    27 Feb 2015 | 1:23 pm
    HKD Appreciates Against USD Following Optimistic GDP Announcement The HKD appreciated against the USD when the Hong Kong Census and Statistics Department announced today that gross domestic product (GDP) increased by 2.2 percent in the fourth quarter of 2014 in real terms compared to the same period a year … Read more on DailyFX COT-Small Traders Flip to Short Crude Oil Position The COT Index is the difference between net speculative positioning and net commercial positioning measured. A blue colored bar indicates that the difference in positioning is the greatest it has been in 52…
 
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    Insurance Blog | Insurance News & Articles | Quoteline Direct

  • The Keys to a Perfect Crime

    qldb_admin
    27 Feb 2015 | 3:11 am
    Why bother breaking and entering when you can let yourself in through the front door? Last year the police recorded more than 6,000 burglaries as ‘unforced entries’ where stray spare keys were used to gain access to the property. Sometimes the keys had been stolen, sometimes they had simply fallen into the wrong hands, but most often they had been ‘hidden’ somewhere near to the property. Hide & Seek Despite the glaringly obvious security implications of leaving your keys under the doormat it’s a risk that a surprising number of homeowners are prepared to take. In fact, research…
  • Tips for Driving in Europe

    qldb_admin
    24 Feb 2015 | 9:56 am
    If you are planning on taking your car to the continent it’s important to know the local rules of the road. Motoring laws (and habits) vary from country to country and the following tips are designed to help your holiday go without a hitch: Documentation Police can ask for paperwork at any time and you’ll need your driving licence, vehicle registration and certificate of insurance. And of course you’ll also need your passport! Car Insurance Millions of British motorists make the trip to mainland Europe every year and nearly half admit they don’t know whether or not they are insured.
  • Landlord guide to preventing identity theft

    qldb_admin
    23 Feb 2015 | 3:12 am
    We often hear tales of tenants being treated unfairly by unscrupulous landlords, but we seldom hear stories where the shoe is on the other foot. However, unsuspecting landlords can make easy targets; especially when it comes to identity theft and fraud. Landlords often put valuable personal information in the public domain without considering the consequences. Even an advert placed in the local property pages with your contact details can give fraudsters a foot in the door. And once they are ‘in’ the consequences can be catastrophic. Stolen identities can be used to fraudulently apply for…
  • Are Burglar Alarms Worth The Bother?

    qldb_admin
    18 Feb 2015 | 9:24 am
    In a word “yes”;insurance providers and the police both agree that fitting a home security system will reduce the risk of your property being burgled. Not only do alarms provide a strong visual deterrent, but they also alert neighbours to the fact that there are burglars about; forcing them to work quickly or get caught red handed. Fitting a burglar alarm can also reduce the cost of your home insurance, but with so many to choose from it can be difficult knowing where to begin.   Choosing an Alarm Home security systems come in all shapes and sizes and your decision is likely to be driven…
  • How Modifying your Car can Change your Premiums

    qldb_admin
    16 Feb 2015 | 9:51 am
    One of the more unusual stories to hit the headlines recently involves a dispute between a vicar and her insurance provider over whether the Christian slogans on her car qualify as ‘modifications’ and therefore invalidate her insurance policy.In a bid to spread the message of the gospel the 75 year-old spent £120 on stickers reading ‘Christ Must Be Saviour’ and ‘Christ For Me’ for the sides and bonnet of her Vauxhall Zafira. When the Reverend put in a claim for theft she was duly informed that it could be rejected on the grounds that the car had been modified. Her provider warned…
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    The Esurance Blog

  • 6 Tips to Help You Survive a Renovation

    Ian Civgin
    27 Feb 2015 | 9:20 am
    A home renovation is almost always a pain, causing stress and frustration, but it doesn’t have to be — want to know how? The post 6 Tips to Help You Survive a Renovation appeared first on The Esurance Blog.
  • Valet Parking Confessions: What Happens After You Hand Over the Keys

    Alex Glenn
    25 Feb 2015 | 9:50 am
    This former garage gopher reveals the sometimes scandalous (sometimes pine-scented) secrets of the valet parking world. The post Valet Parking Confessions: What Happens After You Hand Over the Keys appeared first on The Esurance Blog.
  • Esurance Extra: Behind the Scenes with Lindsay Lohan [Video]

    Ian Civgin
    24 Feb 2015 | 5:00 am
    We went behind the scenes with Lindsay Lohan while on set for the Esurance Super Bowl commercial. The post Esurance Extra: Behind the Scenes with Lindsay Lohan [Video] appeared first on The Esurance Blog.
  • Esurance Launches Car Insurance in Alberta, Canada

    Saskia Matheson
    23 Feb 2015 | 12:21 pm
    Esurance is going international! We’re proud to take our modern-world approach to car insurance abroad as the Esurance Insurance Company of Canada. The post Esurance Launches Car Insurance in Alberta, Canada appeared first on The Esurance Blog.
  • Insurance Defined: Actual Cash Value

    Jessica Guerin
    18 Feb 2015 | 5:00 am
    Actual cash value isn’t the most glamorous insurance term, but it’s a good one to understand if you ever have to file a car insurance claim. The post Insurance Defined: Actual Cash Value appeared first on The Esurance Blog.
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    The Murray Group

  • Drugs in the Workplace & NY Business Insurance

    Ryan Murray
    17 Feb 2015 | 7:25 am
    What you don’t know can hurt your business. Companies across the country are unknowingly exposing themselves to serious risks and liabilities associated with substance abuse. So, what is substance abuse, how does it impact your organization and what can you do about it? Substance abuse in the workplace means the use of illegal drugs, the misuse of illegally used drugs (prescriptions & over the counter) and the use of alcohol that negatively impacts the workplace. A staggering number of employed individuals have a substance abuse problem – 1 in every 6, according to Christine…
  • Identity Fraud and NY Homeowners Insurance

    Ryan Murray
    11 Feb 2015 | 10:36 am
    A recent article in the Times Union, titled “Are Doctor’s Offices Data Danger Zones?”, brought to light the dangers posed when personal information is released… to anyone. Even to the staff at doctor’s offices, where you go to feel better rather than feel unsafe. When someone steals someone else’s personal information, that is called identity theft. You have likely heard of identity theft, but you may not be aware of the more serious crime of identity fraud – when someone uses that stolen information to commit a crime or fraud in the other…
  • Importance of Fleet Safety for Businesses

    Ryan Murray
    22 Jan 2015 | 12:54 pm
    Do you currently have a fleet safety program in place? Do you know if you should? There are several benefits to a fleet safety program, including reducing the costs of your NY business auto insurance. In this blog, we will discuss OSHA’s recommendations on who should have a program and why you should. Motor vehicles crashes are the leading cause of death and injury for all ages. Accidents on and off the job have long-lasting psychological and physical effects on the employees, their families, co-workers and employers. Crashes also impact your business’ bottom line, whether its…
  • How to Stay Safe In Your Home

    Ryan Murray
    14 Jan 2015 | 6:53 am
    NY home insurance will keep you safe from expensive lawsuits, but the tips we discuss below will keep your family, your guests and you safe from common household hazards. These hazards are household products that can pose a danger if you are not aware that they can be unsafe. According to AARP, older adults sustain injuries associated with consumer products at a rate of 1.5 times higher than other adults and are hospitalized almost five times as often. Falls account for almost three-fourths of all injuries. Look at the list of the most dangerous household products, and you will find things…
  • TMG Announces New Program Called TMG Cares

    Ryan Murray
    11 Dec 2014 | 6:29 am
    At The Murray Group, we genuinely care about our partners, our employees and the community that we are a part of. Without these three stakeholders, we could not exist today. We are excited to announce that The Murray Group has created a new program called TMG Cares, which supports our stakeholders. With TMG Cares, we as an agency donate our time and resources to particular non-profit organizations within our community as well as to our partners. We also give our team an allotment of hours per year to donate their time to non-profit organizations of their choice. The TMG team will donate…
 
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    directasia.com

  • 7 Great Reasons To Love Thailand

    Claire Vorster
    10 Feb 2015 | 1:10 am
    9UBCFJ5WDZF87 Great Reasons To Love Thailand By Claire Vorster What’s so great about Thailand?  For a start, it’s smack dab in the center of everything – a quick hop from Singapore, Hong Kong or Bali and half way between Europe and Australia. The kingdom of Thailand has a fascinating history and is the only Southeast Asian nation never to have been colonized by European powers. Located just 15 degrees north of the equator, Thailand has a tropical climate, with temperatures varying between 19 to 38 degrees. If you are a first time traveller or a veteran, this wonderful country…
  • Travel Tips to Help you Enjoy the New Premium Economy Flights to Sydney

    Claire Vorster
    5 Feb 2015 | 7:08 pm
    9UBCFJ5WDZF8Travel Tips to Help you Enjoy the New Premium Economy Flights to Sydney By Claire Vorster From 9 August 2015, customers travelling on select flights from Singapore to Sydney will be the first to experience the new Premium Economy Class.  “Many of our customers’ suggestions have been incorporated into the new product, and we are confident it will be well received by travellers who are looking for more features – in the seat design, in-flight offerings and exclusive privileges – all underpinned by the exceptional service that SIA is well known for, both on the ground and in…
  • Singapore Road Traffic Act Starting Feb 1

    Paul Cypert
    29 Jan 2015 | 12:42 am
    9UBCFJ5WDZF8Singapore Road Traffic Act Starting Feb 1 By Paul Cypert A notice to all drivers.  Updated laws which passed on Sept 82014 will begin enforcement this February. What does that mean for drivers? Well hopefully all DirectAsia.com drivers are already safe and these won’t affect at all But here’s a breakdown of the main points anyway: If you’re holding a mobile device (phone or tablet) for any reason you will be found guilty of committing an offence.  This doesn’t just mean talking on phones. Any kind of interaction on any portable, digital device will be seen as impairing…
  • 7 Tips for Those Thinking of Taking a Career Break

    Claire Vorster
    25 Jan 2015 | 6:13 pm
    9UBCFJ5WDZF87 Tips for Those Thinking of Taking a Career Break By Claire Vorster Feeling like your life is on hold or stuck in your job? Maybe it’s time to plan a career break.  If the thought of leaving your desk fills you with a mix of happiness and dread, you are not alone. We like normal. But far from stalling your career, a career break can take your working life to a new, improved level. Sure, there are practical things to think about: should you leave your job or agree to take a sabbatical? Should you rent or sell your house? What about the dog? None of these are intractable…
  • Are Electric Motorcycles the Future of Riding in Singapore

    Paul Cypert
    15 Jan 2015 | 6:23 pm
    9UBCFJ5WDZF8Are Electric Motorcycles the Future of Riding in Singapore By Paul Cypert Almost every major manufacturer, and quite a few upstarts, are beginning to reveal their bikes of the future.  It makes sense. The cost of Petrol will only continue to rise over the years. In crowded, growing cities traffic is already bordering on miserable. And studies have shown that having 25% of road traffic switch to bikes can eliminate congestion altogether! So in the future we need to have more bikes and as many of them as possible running on alternative fuel. Harley has its new Project Livewire…
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    Insurance Panda

  • Are Video Game Players Safer Drivers?

    InsurancePanda.com
    17 Feb 2015 | 9:46 am
    It has long been thought that to be a safer driver you need lots of practice. Most studies show that women over the age of 30 are the safest drivers on the road because they are the most cautious. While experience on the road is essential to becoming a good driver, there are new studies… Continue reading →The post Are Video Game Players Safer Drivers? appeared first on Insurance Panda.
  • The Top 10 Ways To Save Money On Driving In 2015

    InsurancePanda.com
    28 Jan 2015 | 11:18 am
    Unless they live in an area that is well served by public transportation, most people find it necessary to own a vehicle. Owning a car allows you the freedom to get to and from the places that you need to go without worrying much about it. While this can be very convenient, it comes with a… Continue reading →The post The Top 10 Ways To Save Money On Driving In 2015 appeared first on Insurance Panda.
  • Car Insurance Is Getting Cheaper And Cheaper

    InsurancePanda.com
    15 Jan 2015 | 10:19 am
    Since the 1990s, car insurance has been growing increasingly affordable in the United States. This improvement can be seen by both low and middle income families in the country. A recent report published by the Insurance Research Council (IRC) concluded that all but six states (including Washington D.C.) saw an improvement in auto insurance affordability from 2001 through 2010. The… Continue reading →The post Car Insurance Is Getting Cheaper And Cheaper appeared first on Insurance Panda.
  • How To Get Cheap Auto Insurance Rates For Students

    InsurancePanda.com
    10 Sep 2014 | 9:48 am
    Everyone knows that drivers who are very young can pay a lot higher premiums. More experienced drivers get into less accidents as a general rule. Younger people are more at risk for accidents and, because of that, pose a higher risk to their insurance companies. The good news is that if you are a young… Continue reading →The post How To Get Cheap Auto Insurance Rates For Students appeared first on Insurance Panda.
  • How To Get Auto Insurance Discounts Through Taking Driving Classes

    InsurancePanda.com
    4 Sep 2014 | 9:08 am
    Is it true? Can you really get auto insurance discounts just by taking easy defensive driving classes? Yes, it really is. Auto insurance discounts are often given to drivers who take concrete actions to improve their safe driving behaviors and driving skills, since you will probably file fewer claims if you are a safe driver.… Continue reading →The post How To Get Auto Insurance Discounts Through Taking Driving Classes appeared first on Insurance Panda.
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    Insurance Quotes Online

  • Do You Have Home Based Business Insurance?

    Emma Grant
    24 Feb 2015 | 10:23 am
    There’s nothing quite like the entrepreneurial spirit is there? The urge to forge your own path, go your own way, and be your own boss. To work on something that you are passionate about and create a career and lifestyle that you want. Thanks in part to the Internet there are more entrepreneurs these days, […]
  • Types of Business Insurance

    Michael Guerin
    16 Feb 2015 | 2:40 pm
    In this short video you’ll learn a bit about the different types of business insurance available. Essentially, there are 3 main types of business insurance policies you may need, such as: property and liability worker’s compensation professional liability The first one forms the core insurance that most, or all, businesses will need to protect their […]
  • 3 Ways to Save on Auto Insurance

    Michael Guerin
    7 Feb 2015 | 8:49 am
    Are you looking for easy ways to save on auto insurance? In this short video you’ll discover three steps for paying the lowest amount for the car insurance you need without cutting your coverage to the bone… understand what’s involved in your coverage ask about ways to save on your insurance premiums without cutting back […]
 
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    autoinsuresavings.org

  • The Cheapest Cars to Insure in 2015 with the Best Gas Mileage

    Shaun Fyffe
    16 Feb 2015 | 12:11 pm
    Owning a car can be an expensive proposition. Just finding enough money to drive it off the lot can be daunting, but that’s only half the financial battle. You also have to worry about gas, maintenance – and insurance. Of the three, gas and insurance can eat through your finances faster than you ever thought possible. That’s why, when you’re looking for a new (or new to you) vehicle, it’s important to factor both of these things into the equation. This guide will help you discover which modern cars are the cheapest to insure, while also getting great mileage. The combination of the…
  • Building Up Baby: Tips for Bringing a Vintage Car Back to Life

    Brooke Chaplan
    25 Jan 2015 | 8:02 pm
    It has always been your dream to own a vintage car and to breathe the spark of life back into it. There is something to be said about putting in the hours to make it happen too. Whether you are a closet grease monkey, obsessed vintage car romantic, or new to the hobby of restoring old cars, there are a few issues that must be addressed to make your vintage ride look and perform great again. Make the Car Run When restoring a car, it is not really all that impressive if you never get to hear the roar of a mighty engine. From the starter assembly to the pistons, you must inspect, replace, and…
  • Five of the Most Beautiful Classic Cars and What Sets Them Apart

    Brooke Chaplan
    8 Jan 2015 | 5:51 pm
    While the newest cars to hit the market are loaded with plenty of high-tech goodies, nothing can compete of the nostalgia of a classic car. Not only are vintage cars worth a lot of money, but also offer a very raw driving experience. Here are five of the most beautiful classic cars and what sets them apart. 1962 Ferrari 250 GTE Inside a Ferrari 250 GT Lusso. Image Credit: Rex Gray via Flickr. Ferrari has a long-standing history of producing some of the most stunning sports cars in the world. Although the Ferrari 250 GTE was certainly a powerful automobile, it is still incredibly easy to…
  • Electric Cars: Myths vs. Realities, Going Into 2015

    Shaun Fyffe
    20 Dec 2014 | 9:20 pm
    It wasn’t too long ago that the idea of an electric car seemed like a real pie-in-the-sky idea – the kind of thing you’d see featured on an old-school sci-fi show. But as we go into 2015, not only are Prototype 2015 Kia Soul image credit: Lee Colleton electric cars a reality, but they’re becoming more common by the day. Unfortunately, this increase in popularity hasn’t led to an increase in understanding electric cars and their abilities. Many people still have basic misconceptions about the vehicles, and this article is intended to help dispel some of those myths. If you’re not…
  • The Impact of Texting While Driving on Your Car Insurance (And 5 Apps to Help You Stop)

    Shaun Fyffe
    16 Nov 2014 | 3:56 pm
    Texting while driving is dangerous. You already know this, whether through common sense or because you’ve been repeatedly warned by the advertisements and public service announcements that are all over the place these days. Here’s the thing, though: texting while driving (TWD) is also really convenient, especially since it seems like you’re always on the go, and there’s always someone else who needs something from you right this instant. That’s why you keep doing it, despite the risks. There’s another risk you may not have considered, however. TWD can also wreak havoc on your car…
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    Assetsure

  • The Taylor-Burton Diamond

    Sara Jaspan
    18 Feb 2015 | 4:04 am
    Up next in our series on the world’s twelve most famous diamonds is the Taylor-Burton, worn by the glamorous Elizabeth Taylor herself. Wrapped in a fiery tale of romance Named after Holywood’s most legendary acting couple, the story of the Elizabeth-Burton Diamond measures pretty high on the Richter scale of romance. Taylor fell in love with the 68 carat, pear shaped gem after it was privately flown out to her in Switzerland to examine before going on auction at Parke-Bernet in New York in 1969. Determined to win it for his wife at the time, Burton entered a heated bidding war, charging…
  • Set-up for life

    Maha
    6 Feb 2015 | 6:44 am
    For many, it’s not until you’ve actually begun the process of looking for the perfect engagement ring that it becomes fully apparent just how many factors are at play. Our last blog post outlined a number of these, including the all-important question: what shape of diamond to go for? Yet, while the stone itself is key, accounting for up to 90% of the overall cost, the setting (how the stone is attached to the ring) is every bit as important. It’s what defines the look and should present the stone to its best advantage. Why pay attention to the setting? While it’s of course possible…
  • Shaping a decision

    Sara Jaspan
    29 Jan 2015 | 5:56 am
    With Valentine’s – one of the most popular days of the year to propose – just around the corner, we thought we’d offer some advice on making that all-important decision: choosing the ring. Diamond or no? Though non-diamond alternatives are becoming increasingly popular, diamonds remain the stone of choice among most women when it comes to getting engaged. If you do decide to go down this route, then be sure to keep the 4Cs (the international diamond grading system) in mind as a useful guide when shopping around. Minding your Cs and Qs The 4Cs are: Clarity, Colour, Carat…
  • Diamonds – taking the long view

    Sara Jaspan
    21 Jan 2015 | 6:50 am
    As highlighted in our December blog post, the festive season is by far the most popular time to get engaged. With all those sparkly diamond rings slipping onto fingers, and in the run up to Valentine’s, we’ve once again been seduced by the stone’s timeless allure. But the tradition of a diamond engagement ring is a relative recent one, which can be traced back to a De Beers marketing campaign in the 1940s. So, we’ve decided to take a step back and lift the stone from its pre-nuptial associations. Over the next few months, we’ll be exploring the wider story behind twelve of the…
  • So you want to take in a lodger.

    James Farley
    19 Jan 2015 | 8:19 am
    So you want to take in a lodger? There are many things to consider before you take in a lodger but near the top of the pile should be making sure your Buildings and Contents Insurance remains valid.  Many insurance policies will not cover your home if you rent it to tenants or take in paying guests. This condition may still apply even if you remain living on the premises. Making sure you have adequate insurance it is of paramount importance to protect what is likely to be your most valuable asset.  At Assetsure we are able to offer both Buildings & Contents Insurance for homes where…
 
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    Enhanced Insurance

  • Tiny Houses Can Be Insured

    Jim Holm
    22 Feb 2015 | 12:23 am
    My wife and I live in a 4, 065 square foot home with attached three-car garage. When our five children were young, having a large home made sense. Like others of our generation, we saw consumer-wants change. In 1970, according to HUD data, the average family had 3.1 members. By 2005, that number had dropped to an average of 2.6 people per housing unit in the United States. In contrast, in 1973, 5.3% of the housing units in the U.S. had two rooms or less, by 2005 that had dropped to 1.8%. Families were getting smaller, but houses were becoming larger. Further, in 1985 15% of the houses were…
  • Home Insurance vs. Renters Insurance

    Ted Janusz
    18 Feb 2015 | 7:58 am
    Did you know that the typical single person now has more than $19,000 worth of personal property? This includes furniture, electronics, clothing, kitchen items, and sports equipment. If you are married, or have a collection of jewelry, art, books, your total would be even higher. Whether you live in an apartment or own a home, you would want to make sure that these possessions are covered should you lose them through a burglary or fire.  Depending on the dwelling in which you live, renter’s insurance or homeowner’s insurance can make that possible. But there is a big additional…
  • Is Your Home Underinsured?

    Jonathan Farris
    17 Feb 2015 | 8:36 am
    Homeowner’s Insurance. These two words likely cause more dread and aggravation than joy. But that shouldn’t be the case. Homeowner insurance premiums keep rising and often seem unfairly high, but considering that you’re receiving protection for your single greatest asset it is still a tremendous deal. Like it or not, you need homeowner’s insurance, so reviewing your policy is extremely important. In order to explain property (your house) underinsurance, a definition might be in order. I’ve seen many explanations, but think this one should be easily understandable. Underinsurance.
  • The Differences Between Primary, Supplemental, and Secondary Health Insurance

    Jenna Christianson
    10 Feb 2015 | 8:26 am
    You may already know this, but you are entitled to have health insurance coverage under more than one plan. In fact, you are entitled to have a healthcare plan with more than one insurance company. When you have more than one plan, you will have primary insurance and secondary or supplementary insurance. Your various insurance plans do not work together to provide you with double the benefits. Rather, the insurance companies have a developed system called coordination of benefits. This arrangement provides a method for determining which company pays the different expenses you may incur…
  • Roadside Assistance Adventure

    Clarence Holm
    3 Feb 2015 | 8:32 am
    RV travel can be fun, but there are perils. Had I known back then what I know about the availability of RV Roadside Assistance and how the coverage options could have been employed, my family’s North Dakota vacation results could have been much different. National Motor Club Roadside Assistance offers two levels of coverage that include towing, fuel delivery, tire change, battery boost/jump start . . . and more. Their Premier Plan adds Global Assist, personal accident coverage, ID theft, and retail/services discounts. Roadtrip It was about 1989, I was a young man who still believed in…
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    Money Saving Tips | Insurance Options

  • Bank Secrecy Act and Privacy Regulations

    senomer
    25 Feb 2015 | 12:53 pm
    Bank Secrecy Act In the Caribbean is the primary bank secrecy laws within the Bahamas till 1964 by the Swiss has been “effectively-identified banking paradise” – world-famend “non-public bank.” Government of the Cayman Islands, the Bahamas, adopted by the Bank Secrecy Act, laws with nearly the identical after one 12 months. Grow into the Cayman Islands offshore banking heart earlier than pushing down initially by their secrecy legal guidelines. Today, the entire tax haven secrecy or confidentiality laws. One exception is Bermuda, by no means formally adopted secrecy legal guidelines…
  • Save Money through Property Inspection

    senomer
    24 Feb 2015 | 1:15 pm
    Property Inspection You have spent your life savings in your dream house, and now it is about to be handed over, you need to ensure that the property does not have any construction defects. You will want to rent an apartment and want to ensure that no security problems, so you will not have any losses in the future. This will save you the only thing in both cases is the thoroughness of the examination. This article will guide you about the new and old properties, what common flaw needs to be done to ensure that the new tenant and the landlord does not give the family and the roof leaking and…
  • Money Saving Tips – How to Budget and Save Money

    senomer
    24 Feb 2015 | 9:29 am
    How to Budget and Save Money Are you really serious budget and savings, or you know you need to do is not to use the stuff? How do you budget and save money line begins with tips money. budget means knowing what is coming (income) and what is happening in the (cost), and make sure you can in your life meaning. First of all, you need to find out where your money is spent and how to do this, you need to start a simple bookkeeping system. your first money-saving tip is to spend a few dollars a notebook and pen in the package. Yes, that’s right, money savings. carry your laptop with you at…
  • Why Entrepreneurs are Making a Reality Early Retirement

    senomer
    23 Feb 2015 | 5:29 am
    Why Entrepreneurs are Making a Reality Early Retirement   There are new tendencies in science and technology, which includes entrepreneurs take pleasure in early retirement. Although this concept definitely sounds interesting, it isn’t an opportunity incidence. This requires cautious strategizing; you’ll want to develop a plan. For an entrepreneur, retired The idea is strange. On the one hand, it seems like you’ll get pleasure from and provides you with a soothing, journey, the chance to spend extra time along with his household. On the opposite hand, it may possibly…
  • Finance Jobs | Acquaintance Prompt Financial Position

    senomer
    20 Feb 2015 | 6:09 am
    Acquaintance Prompt Financial Position If you are looking for information on the financial work, you will get the following related article very useful. It provides a view that is more with the financial work, different styles and banking, financial planning, financial position or financial institutions in the shade. It is not similar to the old type of information, you will find an Internet connection, to finance working elsewhere. change your financial future can not happen too limited, especially if you are not willing to make some adjustments to your plan, lifestyle and spending. However,…
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    Law360: Insurance

  • Crown Says Travelers, Ace Should Pay Dump Cleanup Costs

    27 Feb 2015 | 2:01 pm
    Crown Cork & Seal Co. Inc. filed a suit in Pennsylvania state court on Tuesday aiming to hold Travelers Casualty & Insurance Co. and Ace American Insurance Co. liable for covering hazardous waste cleanup costs the company faces in Baltimore as part of a U.S. Environmental Protection Agency investigation.
  • Art Investors Urge High Court To Revisit $22M Insurance Beef

    27 Feb 2015 | 12:30 pm
    A group of art investors has again urged the U.S. Supreme Court to force a New York federal court to clarify or enforce its order dismissing a $21.6 million coverage fight with an AXA SA subsidiary, saying recent events involving Alabama’s same-sex marriage laws underpin the importance of the underlying issue.
  • Texas High Court Says Workers’ Comp Bars False Arrest Suit

    27 Feb 2015 | 12:21 pm
    The Texas Supreme Court held Friday that a worker injured at an Asarco LLC plant is barred from pursuing malicious prosecution and other claims against his insurer and claims service provider, saying state workers’ compensation law requires that the disputes over his false arrest be heard in the Texas Department of Insurance.
  • State Farm To Refund $353M Overcharged To Texas Customers

    27 Feb 2015 | 12:14 pm
    State Farm Lloyds will refund $352.5 million to more than 1 million policyholders who were allegedly overcharged on their homeowners’ insurance, ending a 12-year dispute with the Texas insurance commissioner and the Office of Public Insurance Council, the parties announced Friday.
  • Mid-Continent Must Cover Advertising Damages In IP Row

    27 Feb 2015 | 12:03 pm
    Insurer Mid-Continent Casualty Co. must pay “advertising injury” damages in an intellectual property suit brought by an architectural firm against a bankrupt homebuilder that allegedly used its designs without permission, the Fifth Circuit said on Thursday.
 
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    SimplyWorkComp

  • When unemployment decreases, work injuries increase

    Simply Work Comp
    26 Feb 2015 | 4:30 am
    adapted from SFM Companion You don’t need to be a scholar of economics to notice the significant drop in the U.S. unemployment rate in recent years. While a lower unemployment rate is great news for job seekers, it challenges employers to prevent these new employees from getting hurt at work. SFM claim statistics show a clear correlation between unemployment rates and injuries to new workers. As the unemployment rate goes down, claims among employees on the job for less than one year go up. With an uptick in hiring, employers must be increasingly vigilant to keep safety a high priority for…
  • How to boost your employee safety efforts by connecting wellness

    Simply Work Comp
    25 Feb 2015 | 4:30 am
    by Ceil Jung, RN, BSN, CCM In many organizations, workplace safety efforts are kept separate from efforts to promote wellness among employees. If your organization treats them as two separate initiatives, maybe it’s time to start thinking about the connections between the two. Why safety and health are naturally connected Workers’ compensation data makes the connection between wellness and safety abundantly clear. For example, obesity can exacerbate or cause workplace injuries. A Duke University study showed that obese employees filed twice as many workers’ compensation…
  • Reporting injuries to OSHA and your workers’ comp insurer — what’s the difference?

    Simply Work Comp
    18 Feb 2015 | 4:51 am
    by Dana Mickelson, CSP ARM You probably already know that you must report all workplace injuries to your workers’ compensation insurer. But in some cases you must also report the injury to the Occupational Safety and Health Administration (OSHA). The agency recently revised its recordkeeping rules for reporting fatalities and severe injuries to OSHA. Effective January 1, 2015, for Wisconsin, Iowa, Nebraska and South Dakota, and effective October 1, 2015, for Minnesota, the following types of injuries must be reported directly to OSHA: Work-related fatalities occurring within 30 days of…
  • Top 10 OSHA violations in 2014

    Simply Work Comp
    17 Feb 2015 | 11:56 am
    The following list of top 10 violations from 2014 accounts for almost half of all violations issued by the Occupational Safety and Health Administration (OSHA). Fall protection Hazard communications Scaffolding Respiratory protection Powered industrial trucks Lockout/Tagout Ladders Electrical, wiring methods Machine guarding Electrical, general requirements For more specifics on the OSHA regulation cited in 2014, visit OSHA’s website.
  • How one school district is preventing falls among staff

    Simply Work Comp
    29 Jan 2015 | 4:30 am
    Independent School District 911, Cambridge-Isanti Public Schools, implemented a stepladder program to decrease falls from chairs, and got much more. “By putting stepladders around our schools, giving teachers and other faculty easy access to them, we not only decreased the incidence of falls, but also saved our district time and money,” said Pamela Mix, human resources specialist. As part of the district’s monthly incident and accident review process, it became evident that falls from faculty standing on tables, chairs and other unauthorized surfaces was a problem. The district’s…
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